---
title: "Credit Hound pricing: per-user cost and 4 alternatives"
description: "Credit Hound costs $25 to $454 a month for the first user, set by your ledger, plus extra users and companies. What it includes and four alternatives."
url: https://www.paidnice.com/blog/credit-hound-pricing-alternatives
---

# Credit Hound pricing (2026): per-user cost and 4 alternatives

Written by

Denym Bird
Personally tested

Co-founder & CEO of Paidnice

Denym priced Credit Hound per user and per company across its host systems, then checked its connectors, payment module and late fee coverage against Draycir's own pages.

Reviewed by Jack Daffron

Co-founder of Paidnice

Published Nov 6, 2026 · 8 min

## Summary

Credit Hound pricing is per user: $25 to $454 a month for the first user, depending on your accounting system, plus a charge for each extra user and each extra company. Credit Hound, from Draycir, suits Sage 50 and Sage 200 teams. Paidnice suits Xero and QuickBooks Online, Chaser suits Sage 200 with letters, and Satago suits Sage 50.

- **Paidnice:** Best for Xero and QuickBooks Online businesses up to $50m a year, from £49 a month ($69), priced by invoice volume, with no per-seat fee.
- **Chaser:** Best for Sage 200 and Sage Intacct businesses past £4m that want letters and calls, from £199 a month.
- **Satago:** Best for Sage 50 users who want credit reports with their chasing, from £45 a month, or £25 inside Sage 50.
- **Kolleno:** Best for Sage Intacct finance teams with payments to match, from $650 per user a month.

Your Credit Hound renewal lands, and the quote has grown with the team: a second credit controller, then a second company. Credit Hound charges for each one. Here is what Credit Hound costs on each accounting system, what the price covers, and four alternatives by ledger.

## How much does Credit Hound cost?

Credit Hound costs $25 to $454 a month for the first user, set by the accounting system it connects to. Each extra user and each extra company adds a monthly charge, and yearly billing costs about 11 months of the monthly price.

Draycir publishes Credit Hound Cloud prices in six currencies, GBP, EUR, USD, CAD, AUD and ZAR, with a price checker by host system. The first-user price is lowest on Sage Accounting and highest on Sage Intacct. Sage 50, Sage 200 and Xero sit between them.

| What you pay for | How Credit Hound charges |
| --- | --- |
| First user | $25 to $454 a month, by accounting system |
| Each extra user | A monthly charge per user, lower than the first-user price |
| Each extra company | A monthly charge per company |
| Yearly billing | About 11 times the monthly price |
| Payments from reminders | PayThem, a separately priced module |
| On-premise edition | Sold through resellers; price not published |
| Free trial | Yes, no card; length not published |

**Count users and companies before you compare.** A team of three credit controllers on one company pays one first-user price and two extra-user prices. A group with three companies in Sage adds two extra-company prices on top. Sage's US Marketplace lists Credit Hound for Sage 50 at $32 a month or $352 a year.

Verify current pricing with Draycir before you budget, because the price checker sets the figure by host system and currency.

## What does Credit Hound do?

Credit Hound is a collections add-on from Draycir, a Leicester software firm founded in 2002. It reads your Sage or Xero ledger and automates reminder emails and letters, prioritised chasing, promise-to-pay tracking, disputes and debt reports.

- **Chasing:** automated collection paths send reminder emails by invoice age, with letters in the product guide.
- **Promises and disputes:** record a promised payment, log a dispute with its amount and reason, and exclude disputed invoices from chase letters.
- **Account status:** freeze overdue accounts, with the hold enforced by your accounting system.
- **Reports:** dashboards for aged debt, promised cash, call-backs and disputes, exported to Excel.

Credit Hound is rated 5.0 from 12 reviews on the [Sage UK Marketplace](https://uk-marketplace.sage.com/en-GB/apps/60334/credit-hound/reviews). Reviewers name faster payments, automated reminder emails and dispute marking.

## Which accounting systems does Credit Hound work with?

Credit Hound Cloud works with Sage Accounting, Sage 50, Sage 100, Sage 200 Standard and Professional, Sage Intacct, Xero and Infor SunSystems Cloud. It has no QuickBooks Online connector.

Draycir's wider list for the on-premise product adds Sage 300, Sage X3, Dynamics GP, Dynamics NAV, Dynamics 365 Business Central and SAP Business One, sold through its reseller network. Draycir's own knowledge base describes the Business Central link as a utility that copies tables into an interim database Credit Hound reads.

## Why do teams look for a Credit Hound alternative?

Teams compare Credit Hound alternatives when the per-user bill grows with headcount, when they move to QuickBooks Online, or when they want late fees and payment plans that Credit Hound does not publish.

| Reason for comparing | Start with | Why |
| --- | --- | --- |
| Team or company count is growing | Paidnice or Chaser Core | Paidnice has no per-seat fee; Chaser Core includes unlimited users |
| Moving to QuickBooks Online | Paidnice | Credit Hound has no QuickBooks Online connector |
| Want late fees or statutory interest | Paidnice | A policy per customer group, posted to the ledger |
| Staying on Sage 200 or Sage Intacct | Chaser | Both connect, with letters and calls |
| Staying on Sage 50 on a small budget | Satago | Runs inside Sage 50 from £25 a month |

What you give up by leaving: Credit Hound's Sage 200 depth and its reseller support. A team staying on Sage 200 keeps more by moving to Chaser than to a Xero-first tool.

## Credit Hound and its alternatives compared

Five tools on price basis, ledgers, late fees and payments. Credit Hound is the reference row.

| Tool | Price from | Priced by | Ledgers | Late fees | Payments |
| --- | --- | --- | --- | --- | --- |
| Credit Hound | $25 a month, first user | User and company | Sage, Xero, SunSystems | Not published | PayThem module |
| Paidnice | £49 / $69 a month | Invoice volume | Xero, QuickBooks Online; ERPs on Custom | Per customer group | Stripe, Pinch |
| Chaser | £199 a month | Turnover | Xero, QuickBooks Online, Sage 50, Sage 200, Intacct, ERPs | One set of rules | Chaser Pay |
| Satago | £45 a month | Plan allowances | Sage, Xero, QuickBooks, FreeAgent | Optional fee on reminders | Card on Premium |
| Kolleno | $650 per user a month | User and turnover band | Sage Intacct, NetSuite, SAP, Xero, QuickBooks | Not published | Stripe, Adyen, GoCardless |

## How we chose these Credit Hound alternatives

Each tool on this list passes four tests: it connects natively to Sage or Xero, it publishes a price or a last reported price, it has shipped automated reminders, and it sells in the UK.

We then weighed price and what it scales on (30%), ledger fit (30%), late fees and payments (25%) and reviews (15%), from each vendor's own pages.

## 1. Paidnice, best for Xero and QuickBooks Online

Paidnice is accounts receivable automation for Xero and QuickBooks Online businesses up to $50m a year, from £49 a month ($69), priced by invoice volume, not by revenue or seats.

![Paidnice homepage](https://www.paidnice.com/images/blog/shots/paidnice-home.webp)
Pricefrom £49 / $69 a month on Essentials, Pro from £74 / $99Userstwo on Essentials, unlimited on Pro, no per-seat feeLedgersXero and QuickBooks Online on every plan; Sage Intacct and other ERPs on Custom, from £749 / $999Late feesa different policy per customer group, UK base rate auto-indexed, posted to the ledger

Paidnice runs reminders by email and SMS, statements, payment plans, a customer portal and escalation to any collection agency or solicitor. Payments go through Stripe or Pinch, with deposits and auto-pay. A Credit Hound user on Xero can move without changing ledger. Paidnice is [credit control software for Xero and QuickBooks](https://www.paidnice.com/credit-control-software) on every plan.

**Best suited for:** a Xero or QuickBooks Online business whose payment terms get ignored, with a growing team.

**The limit:** no Sage 50 or Sage 200 connection, so a Sage desktop team can consider moving to Xero or QuickBooks Online.

## 2. Chaser, best for Sage 200 and letters

Chaser is credit control software for established UK businesses past £4m turnover, best for chasing by email, SMS, letters and calls, from £199 a month by turnover band.

![Chaser homepage](https://www.paidnice.com/images/blog/shots/chaser-home.webp)
PriceCompact £199, Core £599, Complete £899 a monthUsers4 on Compact, unlimited from CoreLedgersXero, QuickBooks Online, Sage 50, Sage 200, Sage Intacct, NetSuite, Business CentralCredit checksCreditsafe, £2 to £3 a credit, on Chaser billing

Chaser adds what Credit Hound sells through PayThem: Chaser Pay takes card, open banking, Apple Pay and Google Pay from the reminder. Chaser Care adds a dedicated AR specialist from £899 a month.

**Best suited for:** a Sage 200 or Sage Intacct business past £4m that wants more channels.

**The limit:** the plan is set by turnover, so the price rises as revenue grows. Consider Paidnice for late fees per customer group on Xero or QuickBooks Online.

## 3. Satago, best for Sage 50 credit reports

Satago is credit control with credit reports and invoice finance for small and mid-sized UK firms, best for Sage 50 users, from £45 a month standalone or £25 inside Sage 50.

![Satago homepage](https://www.paidnice.com/images/blog/shots/satago-home.webp)
PriceBasic £45, Premium £80, Platinum £200 a monthInside Sage 50£25 or £45 a month, unlimited usersCredit reports25, 100 or unlimited a month by planLedgersSage, Xero, QuickBooks, KashFlow, FreeAgent

Satago includes credit scores and suggested credit limits on every plan and offers single or whole-ledger invoice finance. Its late fee is optional, calculated within statutory limits and added to reminder emails.

**Best suited for:** a Sage 50 team that wants to stop paying per user.

**The limit:** Basic caps email reminders at 100 a rolling 30 days. Consider Paidnice on Xero or QuickBooks Online for per-group fees and payment plans.

## 4. Kolleno, best for Sage Intacct finance teams

Kolleno is an order-to-cash platform for mid-market finance teams on Sage Intacct, NetSuite or SAP, best for payment matching, from $650 per user a month.

![Kolleno homepage](https://www.paidnice.com/images/blog/shots/kolleno-home.webp)
PriceBusinessPay $650 per user, Business Plus $1,245 per user with a two-user minimumLedgersSage Intacct from BusinessPay; NetSuite and SAP on EnterpriseBank-file matchingBAI2, NACHA and ISO 20022 on EnterpriseContractdefault 24-month term when the order form is silent

Kolleno parses remittance emails and matches bank files, which Credit Hound leaves to the host ledger.

**Best suited for:** a Sage Intacct team with a backlog of unapplied cash.

**The limit:** per-user pricing with seat minimums, so it costs more per head than Credit Hound. Consider Paidnice on Custom for chasing and fees on Sage Intacct.

## Which Credit Hound alternative fits your business?

Pick by accounting system first: Paidnice on Xero or QuickBooks Online, Chaser on Sage 200, Satago on Sage 50, Kolleno on Sage Intacct with payments to match.

- **Owner or office manager:** Satago inside Sage 50, or Paidnice on Xero, both set up without a reseller.
- **Credit controller:** Chaser for letters and calls on Sage 200; Paidnice for customer-group policies on Xero or QuickBooks Online.
- **Financial controller:** Kolleno for cash matching on Sage Intacct; Paidnice on Custom for chasing and fees there.

Paidnice insight

Credit Hound's price rises with each user and each company. Paidnice prices by invoice volume, so adding a credit controller costs nothing on Pro, and each extra entity is £19 a month ($29).

Every tool here, with ten more, is in our [guide to credit control software](https://www.paidnice.com/blog/credit-control-software-compared). For the Sage view, read [credit control software for Sage](https://www.paidnice.com/blog/credit-control-software-sage-accounting).

## Frequently asked questions

### What is Credit Hound?

Credit Hound is a credit control add-on from Draycir that automates reminders, disputes and promise-to-pay tracking on Sage and Xero. It is sold direct as Credit Hound Cloud and through about 500 resellers for the on-premise edition. Draycir was founded in 2002 in Leicester.

### Is Credit Hound priced per user?

Yes, Credit Hound is priced per user and per company. The first user costs $25 to $454 a month by accounting system, and each extra user and extra company adds a monthly charge. Paidnice charges no per-seat fee, and Chaser Core includes unlimited users.

### Does Credit Hound work with QuickBooks Online?

No, Credit Hound has no QuickBooks Online connector. Its cloud product connects to Sage and Xero. On QuickBooks Online, compare Paidnice, Chaser and Satago, which all connect.

### Does Credit Hound charge late fees or interest?

Credit Hound publishes no late fee or interest feature. Chaser calculates late fees under one set of rules, Satago adds an optional late fee to reminders, and Paidnice runs a different policy per customer group and posts it to Xero or QuickBooks Online.

### Is there a free trial of Credit Hound?

Yes, Credit Hound Cloud offers a free trial with no card and no obligation, and Draycir does not publish its length. Paidnice has no time-limited trial: the first 20 actions are free. Satago offers 14 days and Chaser 10 days on its Xero listing.

### What is the best Credit Hound alternative for Sage 200?

Chaser is the closest Credit Hound alternative for Sage 200, because it syncs Sage 200 and adds letters, calls and Creditsafe checks, from £199 a month. Paidnice does not connect to Sage 200.

### Where can I compare all credit control software?

All the main tools, with prices, ledgers and free trials, are side by side in [credit control apps compared on price and ledger](https://www.paidnice.com/blog/credit-control-software-compared).

## Paidnice features in this article

- [**Email and SMS reminders** Sends reminders by email and SMS on your schedule, each with a link to pay.](https://www.paidnice.com/email-sms-reminders)
- [**Customer statements** Sends branded customer statements on your schedule, with one button to pay.](https://www.paidnice.com/automated-customer-statements)
- [**Late fees and interest** Adds late fees and interest to overdue invoices when you turn them on.](https://www.paidnice.com/late-fees)

## About the editorial team

Written by Denym Bird Co-founder & CEO of Paidnice

Denym started Paidnice in 2022 after customers paying late left his own business short on payroll. He has led it to $1 billion collected on time across more than 1 million invoices, and writes about credit control, late fees and getting paid on Xero and QuickBooks.

Reviewed by Jack Daffron Co-founder of Paidnice

Jack is a co-founder of Paidnice and has built accounting software for more than 10 years. He builds the product that sends reminders, adds late fees and takes payments for businesses on Xero, QuickBooks and ERPs such as NetSuite and Business Central.

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