AR AUTOMATION BUILT FOR WHOLESALE

Take Control of Your Wholesale AR Process

Reduce aging receivables and late payments with automation that works behind the scenes — while you focus on moving product, not chasing invoices.

4.9★ Average rating on Trustpilot
45% Reduction in AR days
24/7 Automated AR management
Works with Xero
Works with QuickBooks
Works with NetSuite

The Accounts Receivable Challenge for Wholesalers

Wholesale distributors face unique accounts receivable challenges with high invoice volumes, long payment cycles, and complex credit terms.

48 Days

Average time to get paid on net-30 invoices, creating significant cash flow pressure

Source: Credit Research Foundation 2024

$200K

Typical AR balance carried by mid-sized wholesale distributors

Source: National Association of Wholesaler-Distributors 2024

70%

Of wholesalers offer early payment discounts that go unused

Source: Wholesale Distribution Report 2023

60%

Of firms manually send statements or reminders (time-consuming and error-prone)

Source: B2B Payment Automation Survey 2024

With large invoice volumes, long payment cycles, and the risk of bad debt, wholesale distributors need a systematic approach to accounts receivable that doesn't drain staff time.

What if your accounts receivable process could enhance customer relationships instead of straining them?

THE CHALLENGE

What AR looks like for Wholesale without Paidnice

  • Long net terms create inconsistent cash flow

    Net-30, Net-60, or even Net-90 terms mean waiting months for payment while still covering operational costs.

  • Manual reminders sent inconsistently

    Staff juggles too many accounts to follow up systematically, leading to overlooked overdue invoices.

  • Limited visibility into customer payment behavior

    Without tracking patterns, it's hard to identify which customers need tighter credit control.

  • No late fee enforcement or early payment incentive tracking

    Missing opportunities to improve payment behavior and recover costs of delayed payments.

THE SOLUTION

With Paidnice, Wholesale Distributors...

  • Automatically send statements and reminders

    Set up sequences that run on autopilot, ensuring every customer gets timely follow-ups.

  • Apply and enforce late payment penalties

    Automatically calculate and apply late fees to encourage on-time payment behavior.

  • Incentivize faster payments with early payment discount tracking

    Automatically apply discounts for early payers and track uptake to optimize cash flow.

  • Segment AR by customer type or credit risk

    Customize collection approaches based on customer profiles and payment history.

  • Escalate problem accounts automatically

    Set up workflows that alert management when accounts reach critical aging thresholds.

Accounts Receivable Features Designed for Wholesale

Advanced automation tools that address the unique challenges of wholesale billing and collections

Automated Early Payment Discounts

Incentivize faster payments with automated discount tracking and application for wholesale terms.

  • 2/10 Net 30 Automation

    Automatically apply standard wholesale discounts when customers pay within discount windows.

  • Custom Discount Tiers

    Set different discount rates based on customer volume, loyalty, or payment history.

  • Real-Time Discount Notifications

    Alert customers about available discounts to encourage immediate payment.

  • Discount Uptake Analytics

    Track which customers take advantage of early payment incentives to optimize terms.

See early payment discounts in action
Wholesale Early Payment Discounts
Automated discount tracking for wholesale

Automated Late Fees & Penalties

Enforce payment terms with automated late fee calculations and applications tailored for wholesale operations.

  • Tiered Late Fee Structures

    Apply different fees based on invoice size, customer category, or days overdue.

  • Interest Rate Calculations

    Automatically calculate compound interest on overdue balances to recover carrying costs.

  • Grace Period Management

    Set custom grace periods for VIP accounts while maintaining strict terms for others.

  • Automatic Fee Notices

    Send professional notifications when late fees are applied to maintain transparency.

See late fee automation in action
Wholesale Late Fee Management
Automated penalties for overdue accounts

AR Analytics & Reporting

Gain deep insights into your wholesale receivables with powerful analytics designed for high-volume operations.

  • Customer Risk Scoring

    Automatically score customers based on payment history to adjust credit terms proactively.

  • Volume-Based Reporting

    Track AR metrics by product line, sales rep, or customer segment for better decision-making.

  • Cash Flow Forecasting

    Predict incoming payments based on historical patterns and current aging reports.

  • Executive Dashboards

    Real-time visibility into DSO, aging buckets, and collection effectiveness for C-suite reporting.

See AR analytics in action
Wholesale AR Analytics Dashboard
Powerful insights for wholesale operations

Bulk Customer Messaging

Efficiently manage communications across hundreds of customer accounts with segmented bulk messaging tools.

  • Customer Segmentation

    Group customers by payment behavior, order volume, or credit terms for targeted messaging.

  • Template Library

    Pre-built wholesale-specific templates for statements, reminders, and escalations.

  • Personalization at Scale

    Merge customer-specific data into bulk messages while maintaining a personal touch.

  • Multi-Channel Delivery

    Send via email, SMS, or both based on customer preferences and message urgency.

See bulk messaging in action
Wholesale Bulk Messaging
Efficient communication at scale

Seamless Integration with Your Accounting and Inventory App Stack

Whether you use Xero, QuickBooks, Cin7, Unleashed, or any other inventory tool - Paidnice fits into your workflow — no re-training required

Your Sales & Inventory Systems

Continue using your current wholesale management tools

Your Accounting System

Central financial data hub

Paidnice

Automated AR management

How Paidnice Works for Wholesale

Your AR team and your account managers will love how easy it is to automate credit control:

  • Automated workflows: Set up reminder sequences by customer tier that run automatically based on invoice aging.

  • Volume handling: Manage hundreds or thousands of invoices monthly without additional staff.

  • Customer self-service: Branded portal lets customers view statements and pay invoices online 24/7.

Usage-Based Pricing for High-Volume Wholesale

Pricing scales with your AR volume — ideal for high-invoice businesses. Our platform can support operations managing 500+ AR accounts monthly with pricing tiers designed for wholesale distributors.

  • Volume-based pricing that grows with your business
  • No per-user fees — add your entire AR team
  • Custom solutions for multi-entity distributors
  • API access for integration with wholesale-specific software

Testimonials & Use Cases

How wholesale distributors are transforming their accounts receivable

Our cash flow stabilized within two months of setting up Paidnice. Late fee automation got us paid faster — without a single awkward call.

Distribution Manager

Bruce Mclarsen

CFO, Pacific Wholesale Distributors

Food & Beverage Distribution

20+
Days reduction in DSO
$50K
Recovered in old debt
80%
Reduction in follow-up admin time

The Challenge

Pacific Wholesale Distributors struggled with:

  • 500+ monthly invoices requiring manual follow-up
  • Net-30 terms stretching to 60+ days
  • No systematic approach to collections
  • Staff spending hours on repetitive reminder emails

The Solution

Implementing Paidnice allowed them to:

  • Automate reminder sequences for different customer tiers
  • Apply late fees consistently across all accounts
  • Give customers self-service payment options
  • Track payment patterns to identify problem accounts early

The Results

After implementing Paidnice:

  • DSO reduced from 48 to 26 days
  • 95% of invoices now paid within terms
  • Recovered $50K in aged receivables in first quarter
  • AR team focused on exceptions, not routine follow-ups

Industrial Supply Co.

B2B Industrial Distribution

-35% Late payments
"The early payment discount tracking alone paid for Paidnice. We saw immediate uptake when customers realized they could save 2% by paying within 10 days."
— Michael Torres, Operations Director

Regional Electronics Distributor

Consumer Electronics Wholesale

$125K Monthly cash flow improvement
"We handle over 1,000 invoices monthly. Paidnice's bulk messaging and automated workflows transformed our AR department from chaos to clockwork."
— Amanda Liu, AR Manager

Premier Building Supplies

Construction Materials Distribution

92% Collection rate improvement
"Construction has notoriously long payment cycles. Paidnice helped us enforce our terms without damaging contractor relationships."
— Robert Johnson, Credit Manager

Simple, Transparent Pricing for Wholesalers & Distributors

Plans that scale with your distribution business volume

Essentials

$39 USD / month

Perfect for small wholesale operations wanting to automate AR processes and improve cash flow.

Essentials includes:
  • 150 invoices per month
  • 600 emails per month
  • Up to 2 team members
  • Email and SMS reminders
  • Automated statements
  • Late fees - interest charges
  • Schedule calls and escalations
  • Prompt payment discounts
  • Quote reminders
  • A/R metrics dashboard
  • Integrate Xero and QuickBooks
  • Chat and email support

Pro 600

$119 USD / month

For established distributors with high invoice volumes and complex AR workflows.

Everything in Pro 300, plus:
  • 600 invoices per month
  • 1800 emails per month
  • Audit logging
  • Multi-entity reporting
  • User roles
Enterprise plans for wholesale distributors
For distributors with more than 1,000 invoices per month. Our platform scales to support operations managing over 100,000 invoices monthly.
All premium plans include
Dedicated implementation specialist and account manager
Custom ERP and inventory system integrations
Advanced API with bulk operations support
Multi-entity and multi-location support
Premium 1:1 support with guaranteed response times
White-glove onboarding for your entire team
$199
USD / month
Book a call to discuss your wholesale AR needs
Speak to Sales

Quick Implementation

Get up and running in days, not weeks. Our team helps you import customers and configure workflows.

30-Day Money Back

If you don't see improved cash flow within 30 days, we'll refund your payment in full.

No Lock-In Contracts

Monthly billing with no long-term commitments. Scale up or down as your business needs change.

Frequently Asked Questions

Can I apply different reminder schedules based on customer credit terms?

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Yes! Paidnice allows you to create custom reminder sequences based on customer segments. You can set up different workflows for Net-30, Net-60, or special terms customers. VIP accounts can have gentler reminders while high-risk accounts get more aggressive follow-up.

What if my MSP's invoice volume varies month to month?

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We understand that MSPs may experience fluctuations in billing volume, especially when onboarding new clients or selling hardware. You can upgrade or downgrade your plan at any time to accommodate these changes. If you occasionally exceed your plan's invoice limit, we won't cut off service—we'll simply reach out to discuss if an upgrade might be beneficial for your business.

What happens if a customer disputes a late fee?

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You maintain full control over late fees. When a customer disputes a fee, you'll receive a notification and can choose to waive it, adjust it, or maintain it. All communications and fee adjustments are logged for audit purposes. You can also set rules to automatically waive fees under certain conditions.

How does Paidnice handle partial payments or prepayments?

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Paidnice automatically tracks partial payments and adjusts reminder sequences accordingly. For prepayments, the system can apply credits to future invoices or maintain a running balance. All payment allocations sync back to your accounting system for accurate reporting.

Can I exclude certain VIP accounts from automated reminders?

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Absolutely. You can exclude specific customers from automation entirely or create special VIP workflows with customized messaging and timing. You can also pause automation for individual invoices while maintaining it for the rest of the account.

Does Paidnice support tiered pricing or volume-based late fees?

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Yes, you can configure complex late fee structures including tiered rates based on invoice amount, days overdue, or customer category. For example, you might charge 1.5% for amounts under $10,000 and 1% for larger invoices, or waive fees for customers with excellent payment history.

See how Paidnice fits into your wholesale AR workflow

Schedule a personalized demo with a wholesale accounts receivable specialist

Tailored for Wholesale

See a demo customized for your volume and industry

ROI Analysis

Get a custom analysis of your potential time and cost savings

Integration Overview

Learn how Paidnice works with your existing tech stack

Quick Implementation

Discover how quickly you can get up and running

"I wish this product was available years ago - it would have saved us a lot of time."
— Warren S, Director, Hoods Wholesale - Xero App Store Review

Schedule Your Free Demo

Choose a time that works for you, and a wholesale AR specialist will walk you through how Paidnice can transform your collections.