EU Late Payment Directive Interest Calculator | Directive 2011/7/EU

EU Late Payment Directive Interest Calculator

Calculate statutory interest and fees under Directive 2011/7/EU

EU Directive 2011/7/EU — Combating late payment in commercial transactions:

  • Businesses can charge statutory interest on late payments
  • Minimum interest rate: ECB reference rate + 8%
  • Fixed compensation fee: €40 (minimum)
  • Applies to all B2B and B2G transactions in the EU

This calculator helps determine the interest and fees you can legally charge under your country's implementation of the directive.

Interest Rate Settings

Enter the current ECB main refinancing operations rate

Invoice Details

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Must be on or after the due date

Automate late payment fees across the EU with Xero & QuickBooks

Apply EU statutory interest rates automatically

Track late payments and generate compliant invoices

Multi-currency support for cross-border transactions

This calculator provides estimates based on EU Directive 2011/7/EU. For legal advice, consult a qualified professional.