Chaser is one of the oldest names in credit control, priced on annual revenue. Paidnice is priced by invoice volume. Here is how they compare, and which size of business each one fits.
Thirteen points that decide the fit, from price to payment plans.
ComparedChaserPaidnice
Fit and price
Best fitChaserEstablished businesses. Plans are set by annual revenue, from Compact (up to £4m) to larger plans past £4m.PaidniceAny size, from the first invoice up to $50m a year, or 50,000 invoices a year.
Priced onChaserAnnual revenue.PaidniceInvoice volume, not revenue.
Price from (USD)Chaser$259 a month on Compact (£199 in the UK), for revenue up to £4m. Core from $779.Paidnice$69 a month for 150 invoices (Essentials). Pro from $99.
Ledgers and channels
Accounting systemsChaserXero, QuickBooks Online, Sage (including Sage 50 and Sage 200), NetSuite, Business Central, SAP, Odoo and more.PaidniceXero and QuickBooks Online. NetSuite, Sage Intacct, Business Central and other cloud ERPs on the Custom plan. No desktop ledgers.
Reminder channelsChaserEmail, SMS, posted letters and automated calls.PaidniceEmail, SMS and WhatsApp, posted letters at $2.00 each, and calls from Paidnice with transcripts on Pro.
Collections features
Late fees and interestChaserYesFixed, percentage, daily percentage or Bank of England base rate.PaidniceYesFlat fees, percentage or compounding interest by customer group, posted to Xero or QuickBooks. UK Bank of England base rate built in.
StatementsChaserYesAutomated monthly statements.PaidniceYesAutomatic, on any weekly or monthly schedule, as PDF, Excel or CSV.
Payment plansChaserYesWeekly, fortnightly, monthly or yearly. Not on the trial, Custom or Care plans.PaidniceYesOn Pro and up. Customers can build their own plan in the portal.
Portal and paymentsChaserYesCustomer portal with Chaser Pay: bank transfer, cards, Apple Pay and Google Pay.PaidniceYesBranded portal with no login. Card, ACH, BACS and direct debit through Stripe, plus Pinch and payment links.
Credit checksChaserYesIn-app credit reports and monitoring from Creditsafe.PaidniceYesNative credit checks from each customer's payment behavior on every plan, plus Creditsafe bureau checks through the API on the Custom plan.
Escalation and servicesChaserYesChaser Care, a managed credit control service, and a partner collection agency.PaidniceYesEscalation to a call, a stop on credit or a template legal letter, assigned to a person.
Getting started
Getting startedChaserFree 10-day trial listed on the Xero App Store, no card.PaidniceFree sign-up, first 20 actions free, no card. Setup takes under 15 minutes.
Contract termsChaserMonthly, or yearly to save 10%.PaidniceMonth to month, no contracts.
Prices in USD unless shown. Chaser details are from its public pages, checked October 2026; verify current pricing with Chaser.
Which one fits your business
Both tools chase unpaid invoices. Size, ledger and the extras you need decide which one suits you.
Choose Chaser if
Your business is past £4m in revenue and wants one of the oldest names in credit control.
You run Sage 50, Sage 200, SAP or another established ledger that Chaser connects to.
You want automated calls alongside email, SMS and posted letters.
You want Creditsafe reports, a managed service (Chaser Care) or a partner collection agency in the same tool.
Choose Paidnice if
You run Xero or QuickBooks Online, at any size up to $50m a year or 50,000 invoices a year.
You want pricing by invoice volume, from $69 a month (USD), with no contract.
You want late fees and interest posted to the ledger, with different rules for each customer group.
You want to start without a sales call: your first 20 actions are free and setup takes under 15 minutes.
Switching from Chaser in three steps
Run both for a short time, one customer group first, so no reminder is missed.
1
Connect Xero or QuickBooks
Paidnice picks up the invoices that are already open, as well as new ones. Setup takes under 15 minutes.
ActivityToday
Connected to WellPaid co.
248 open invoices picked upIncluding the ones already overdue
New invoices added as you raise them
2
Approve the draft policies
Paidnice prepares draft policies for you. Start with one customer group: pause Chaser for it and approve each action before it sends.
Upcoming actions
Drafts 18Scheduled 0Drafts send after you approve them
2 to 7 days
Invoice emailSMS+9 more
8 to 30 days
Invoice late feeStatement+5 more
3
Go live
When the first group looks right, set its policies to Active and turn off Chaser for the rest.
Policies · CommercialLive
Safe Mode
3 daysbefore due
RemindersEmail, then SMS once overdue
Active
14 daysoverdue
Late fee2% of the balance, posted to Xero
Active
1stof month
StatementsPDF to each customer with a balance
Active
Active policies send on schedule, no approval needed.
Trusted with over $1,200,000,000 collected on time across 1,070,000 invoices since 2022.
and counting
Questions about switching from Chaser
Is Paidnice a good alternative to Chaser?
It depends on your size. Chaser is one of the oldest names in credit control, priced on annual revenue, with plans past £4m and connections to Sage, NetSuite, SAP and other established ledgers. Paidnice is priced by invoice volume from $69 a month (USD) and fits any business on Xero or QuickBooks Online up to $50m a year, or 50,000 invoices a year.
How does Chaser pricing compare with Paidnice?
Chaser sets the plan by annual revenue: Compact starts at £199 a month ($259) for businesses up to £4m, and larger plans run past £4m. Paidnice charges by the number of invoices you send, from $69 a month (USD), month to month. See Paidnice pricing in your currency, the full Chaser pricing breakdown by tier, and the best Chaser alternatives compared.
Does Paidnice run credit checks like Chaser?
Yes. Paidnice runs native credit checks from each customer's payment behavior on every plan, plus Creditsafe bureau checks through the API on the Custom plan.
Does Paidnice work with Sage or NetSuite?
Paidnice connects to Xero and QuickBooks Online on every plan. The Custom plan connects NetSuite, Sage Intacct, Dynamics 365 Business Central and other cloud ERPs. It does not connect to desktop software such as Sage 50 or Sage 200.
Can I switch from Chaser without a gap in reminders?
Yes. Paidnice picks up the invoices that are already open when you connect. Start with one customer group in Draft, check each action, then turn off Chaser for the rest.
Can I try Paidnice before I pay?
Yes. Signing up is free, your first 20 actions are free and you do not need a card. See pricing for the plans.
Compare other tools
See how Paidnice compares with each of these, side by side.
248 open invoices picked up
