Read by Denym Bird9 min
Summary
Paidnice, CreditorWatch Collect, Chaser, Upflow and Kolleno are the main ezyCollect alternatives, and the deciding factor is usually whether the tool applies a late fee itself or only sends a reminder. ezyCollect sends reminders; Paidnice applies late fees and interest on the Xero or QuickBooks Online ledger from $69 a month.
- Paidnice: Best for Xero and QuickBooks Online businesses of any size up to $50m a year that want late fees and interest applied on the ledger, from $69 a month (A$99) with no setup fee.
- CreditorWatch Collect: Best for AU and NZ businesses on Xero, MYOB or QuickBooks that want human callers; price on request.
- Chaser: Best for larger UK-centered teams that want bureau credit checks with chasing, from £199 a month.
- Upflow: Best for analytics-led mid-market finance teams; last published prices were $440 a month for Grow and $880 for Scale, current prices are hidden so request a quote, and its structured data lists Starter at $333.
Why do businesses look for an ezyCollect alternative?
Businesses look for an ezyCollect alternative first because of the setup fee: ezyStart's last published price was A$275 a month plus setup from A$900, and ezyCollect now hides its prices. The sales process, the add-on costs and the absence of late fees follow.
Setup fees on top of subscription. Every tier carries a setup fee. Annual plans carry no refund on early cancellation, and monthly plans cancel on 30 days' notice. The tier prices, setup fees and year-one costs for three business sizes are in our guide to ezyCollect pricing.
The 14-day trial starts when you connect your cloud accounting software. Pricing is not published and must be requested.
Channels and actions are metered. Mail, SMS, fax and demand letters cost extra, payment processing adds a monthly gateway fee, and referring a debt to a collection partner starts at 25% of what is recovered.
No late fees or interest. This is the structural gap. ezyCollect does not automate late fees today; only card surcharging exists. Reminders escalate in tone, but nothing on the account ever costs the customer money.
What ezyCollect does better than anything on this list is local depth: MYOB AccountRight, Exo and Essentials, Pronto Xi, Attaché and JCurve, plus Experian credit data and the SimplyPaid portal. If your ledger is MYOB, that matters more than any feature comparison.
How do the five ezyCollect alternatives compare?
Paidnice fits any business on Xero or QuickBooks Online up to $50m a year and applies the late fee itself, CreditorWatch Collect serves the AU and NZ mid-market with human callers, Chaser larger UK-centered teams wanting bureau credit data, Upflow analytics-led mid-market, and Kolleno enterprise groups.
| Tool | Price from | Size fit | Ledger | Best for | Setup fee | Late fees | Statements | Payment plans | Credit checks | Rating |
|---|---|---|---|---|---|---|---|---|---|---|
| Paidnice | $69 / £49 / A$99 | Any size up to $50m a year | Xero, QuickBooks Online; newer ledgers in closed testing | Fees and interest on the ledger | None | Yes (per group) | Yes (any schedule) | Yes, on Pro | Yes: native from payment behavior, plus Creditsafe on Custom | 5.0 (84, Xero App Store) |
| ezyCollect (for reference) | Last published A$275 a month; current prices hidden | AU/NZ mid-market, ezyStart up to 200 active debtors | MYOB, Xero, NetSuite, SAP B1, Pronto Xi; QuickBooks logo on homepage, no connector page | MYOB and ERP sites wanting Experian credit data | From A$900 (last published) | No | Monthly | Yes (paid add-on) | Yes (Experian) | 4.9 (35, Xero App Store AU) |
| CreditorWatch Collect | Last published A$89 to A$849; now on request | AU/NZ small to mid-market | Xero, MYOB, QuickBooks | Human callers on your ledger | Not published | No | Yes | No | Parent-side scores | 4.9 (91, Xero App Store) |
| Chaser | £199 | Compact under £4m, Core from £4m, Complete to £100m | Xero, QuickBooks, Sage, NetSuite, Dynamics 365 | Larger UK teams wanting bureau credit checks | None published | Yes (one set of rules) | Monthly only | Yes | Yes | 4.98 (374, Xero App Store) |
| Upflow | Last published $440 a month for Grow and $880 for Scale; current prices hidden, request a quote. Page data lists Starter $333 and Grow $833, no billing period shown | Mid-market to enterprise | NetSuite, Sage Intacct, Xero, QuickBooks, Stripe | Analytics-led finance teams | Not published | No (via ERP only) | Portal PDF download, no scheduled send | No | Light scoring | 4.8 (233, G2) |
| Kolleno | $650 per user | Bands from under £1M (per-user) | NetSuite, SAP, Sage Intacct, Business Central, Xero, QuickBooks | Enterprise groups needing cash application | Onboarding bundled | None found | Via portal | Yes | Yes | 4.9 (117, G2) |
"Not documented" means the vendor's public materials do not list the feature, and "Not published" means the vendor does not print a price. Prices are each vendor's published or last-verified from-price.
How we ranked these ezyCollect alternatives
Each criterion below is a column, or a group of columns, in the comparison table above. The five weights add up to 100%.
- Price and setup fee (25%): the entry price a month and any one-off setup fee, from each vendor's own pricing page.
- Ledger and size fit (20%): the accounting systems each tool connects to natively and the revenue or invoice volume its plans are built for, from each vendor's integration and plan pages.
- Late fees and interest (20%): whether the tool applies the fee and interest itself, per customer group or by one set of late-fee rules, from each vendor's help docs.
- Statements, payment plans and credit checks (20%): from each vendor's help docs and product pages. We count shipped features only, not beta ones.
- Reviews (15%): ratings with the review count, from the Xero App Store or G2 as the table shows.
Prices come from each vendor's own pricing page, and a price a vendor hides is given as last reported. ezyCollect's last reported prices were read on its own pricing page on the Wayback Machine. Features come from vendor help docs. Prices change, so verify before you buy. Ratings: Paidnice, ezyCollect, Chaser and CreditorWatch Collect on the Xero App Store; Upflow and Kolleno on G2.
Every entry, Paidnice included, lists its limit. The weights are our editorial judgment.
1. Paidnice, best for businesses up to $50m
Paidnice connects to Xero and QuickBooks Online on every plan, and to newer ledgers such as Rillet, Campfire, Digits, DualEntry, Puzzle, Accounting Seed and Odoo on every plan through its closed testing program; Sage Accounting and other ERPs, including NetSuite, Sage Intacct, MYOB and Dynamics 365 Business Central, connect on the Custom plan. It automates statutory late fees, interest and payment policies directly on the ledger, a job ezyCollect leaves to a manual reminder.
- Fits
- any business on Xero or QuickBooks Online, from its first invoice up to $50m a year or 50,000 invoices a year, with or without a credit controller
- Regions
- strongest where Xero is strong (Australia, New Zealand, the UK), plus the US, Canada and South Africa
- Entry cost
- $69/mo (£49, A$99), 150 invoices; Pro from $99/mo (£74, A$139). No setup fee, no per-seat fees
- Rated
- 5.0/5 from 84 Xero App Store reviews; 4.9/5 on Capterra
- Awards
- Xero Global Small Business App of the Year 2025 and NZ Small Business App of the Year 2026
- Runs on
- Xero, QuickBooks Online, Stripe, Pinch Payments, HubSpot, Pipedrive, Zapier
- Statutory late fees
- in the UK, auto-indexed to the Bank of England base rate; in Australia and New Zealand, contractual fees you set per customer group, flat, percentage or compounding
- The one thing it does best
- two charge types on the same group, an invoice late fee and a statement interest charge, both posted to the ledger
Australia and New Zealand have no statutory interest fallback, so the contract does the work and the software has to apply what the contract allows. That is the specific gap ezyCollect leaves open. Fees and interest apply automatically per customer group, and get waived by a named person with a reason recorded.
The Xero blog case study on My Two Cents, a Northland accounting firm, reports outstanding invoices falling from $60,000 to $24,000 and payment delays dropping from 45-plus days to under 25.
"Paidnice is a brilliant Xero app. The customer support is second to none, and compared to competitors in this space, it does as much if not more, and offers excellent value for money."
Xero App Store review
Best suited for: any business on Xero or QuickBooks Online, from its first invoice up to $50m a year or 50,000 invoices a year, with or without a credit controller.
The limit: MYOB is on the Custom plan only, from A$1,499 a month, and bureau credit checks only through Creditsafe on Custom, with no Australian bureau data. Native credit checks from payment behaviour run on every plan. Xero and QuickBooks Online are on every plan, and newer ledgers such as Rillet, Campfire, Digits, DualEntry, Puzzle, Accounting Seed and Odoo are available through Paidnice's closed testing program. Paidnice matches payments through Xero and QuickBooks Online and Stripe; bank-file matching is not documented.
What results look like: three Paidnice customers
| Customer | Before Paidnice | After Paidnice |
|---|---|---|
| Paintvine Events, New Zealand | Over 20% of payments late | Zero late payments within the first month |
| Venture Workspace Co-working, South Africa | Over 25% of payments late | 75% fewer late payments within 30 days, now under 5% late |
| My Two Cents Bookkeeping, New Zealand | $60,000 outstanding, payment delays of 45+ days | $24,000 outstanding, payment delays under 25 days |
Figures as each customer reported them in their success story. More stories on the Paidnice success stories page.
2. CreditorWatch Collect, best for human callers
CreditorWatch Collect, formerly Debtor Daddy, is accounts receivable automation for Australia and New Zealand with an optional paid calling add-on (Call Assist, from A$195 a month) where local AR specialists work your ledger; last published A$89 to A$849 a month, now hidden: request a quote.
- Fits
- AU and NZ small and mid-market businesses that want chasing partly outsourced
- Regions
- Australia and New Zealand, with escalation routes into the UK and US
- Entry cost
- not published; sales-led after a 14-day trial capped at 50 debtors
- Rated
- 4.9/5 from 91 Xero App Store reviews, largely from before the 2023 rebrand
- Runs on
- Xero, MYOB, QuickBooks; Zapier for everything else
- Statutory late fees
- none, re-verified absent from the features page, help center and FAQ
- The one thing it does best
- the AR Specialist service, where trained callers make the calls, log the notes back into Xero and hand disputes back to you
This is the closest like-for-like move from ezyCollect: same region, same ledgers, same absence of late fees. The difference is the human layer, and the Call Console queue for teams that would rather make the calls themselves. Its parent has a proposed Warburg Pincus acquisition.
Best suited for: AU and NZ small and mid-market businesses that want chasing partly outsourced.
The limit: Xero sync runs on a 24-hour cycle rather than in real time, pricing is unpublished and sales-led, and there is no API beyond Zapier. Credit risk data sits with the parent, not inside Collect.
3. Chaser, best for credit checks with chasing
Chaser was incorporated in 2013 (Companies House) and sells email and SMS reminders from your own mailbox plus credit checks in one subscription, from £199 a month by turnover band.
- Fits
- UK-centered businesses up to £100m turnover with a named credit controller
- Regions
- UK-based; sells worldwide
- Entry cost
- £199/mo on Compact, covering turnover under £4m; Core from £599/mo
- Rated
- 4.98/5 from 374 Xero App Store reviews
- Runs on
- Xero, QuickBooks, Sage, NetSuite, Dynamics 365, Gmail, Outlook
- Statutory late fees
- four calculation types including the Bank of England base rate, but one set of late-fee rules, across the account or for selected debtors and not tied to schedules, with no documented way to run different rules per group
- The one thing it does best
- credit checking and monitoring in the same tool as email and SMS chasing
If you are leaving ezyCollect because there are no fees at all, Chaser closes that gap, though with one set of late-fee rules, not tied to schedules, rather than a policy per customer group. Our Chaser alternatives guide covers the trade-offs.
Customers named on Chaser's website include Pact Coffee, TaxAssist and The New Statesman.
Best suited for: UK-centered businesses up to £100m turnover with a named credit controller.
The limit: statements send monthly only on a fixed day, entry plans cap at four users, and the UK-first design shows in the integration list: no MYOB, and no AU or NZ credit data. Credit checks are sold by credit on any plan and need Chaser billing, not Xero App Store billing; monitoring is not offered in Australia.
4. Upflow, best for analytics-led finance teams
Upflow is a collections analytics platform for mid-market finance teams: countback DSO, collection effectiveness and at-risk balances, now quote-only on five tiers by gross invoice value (Upflow's last published prices were $440 a month for Grow and $880 for Scale, and current prices are hidden), so request a quote.
- Fits
- mid-market and upmarket B2B finance teams that manage by metric
- Regions
- New York headquarters, Paris origin; no meaningful AU or NZ presence
- Entry cost
- quote only, on five tiers by gross invoice value (Starter to Enterprise), unlimited seats; the pricing page's structured data lists Starter at $333 and Grow at $833, with no billing period stated
- Rated
- 4.8/5 from 233 G2 reviews
- Runs on
- NetSuite, Sage Intacct, Xero, QuickBooks, Stripe Billing, Chargebee, Zuora
- Statutory late fees
- none native; fees are applied in your ERP instead
- The one thing it does best
- collections analytics, plus AI promise-to-pay detection and the Cash Application Agent on Accelerate
If ezyCollect's reporting was the disappointment rather than its pricing, Upflow is the upgrade. Pricing is quote only on five tiers by gross invoice value, with Starter listed at $333 in the page's structured data, with no billing period stated. Upflow takes payments through its optional Payments add-on: $390 a month platform fee, 3.5% + $0.30 per card payment, 0.8% capped at $5 for ACH.
Customers named on Upflow's website include Vercel, Lattice and Front.
Best suited for: mid-market and upmarket B2B finance teams that manage by metric.
The limit: no native late fees, no payment plans, no MYOB, and paid pricing is no longer published. Automatic actions fire once a day on business days only. Our Upflow alternatives guide has the detail.
5. Kolleno, best for groups on enterprise ERPs
Kolleno is an AI order-to-cash platform for enterprise finance teams, priced from $650 per user a month, with cash application and reconciliation at a scale the rest of this list does not attempt; auto-reconciliation starts on the Enterprise plan.
- Fits
- multi-entity groups with a finance team on enterprise ERPs, priced per user by turnover band
- Regions
- London-based with global enterprise customers
- Entry cost
- $650 per user/mo (BusinessPay, $545 annual); next tier $1,245 per user/mo
- Rated
- 4.9/5 from 117 G2 reviews; 5/5 from 18 Xero App Store reviews
- Runs on
- NetSuite, SAP S/4HANA and B1, Sage Intacct, Business Central, Workday, Xero, QuickBooks
- Statutory late fees
- none found in their product or help materials
- The one thing it does best
- cash application: remittance parsing, bank-file matching (BAI2, NACHA, ISO 20022) and foreign-exchange postings into NetSuite
If you outgrew ezyCollect rather than fell out with it, Kolleno is the upmarket step: the same order-to-cash framing, with reconciliation depth ezyCollect does not carry.
Customers named on Kolleno's website include Wise, Deel and Miro.
Best suited for: multi-entity groups with a finance team on enterprise ERPs, priced per user by turnover band.
The limit: per-user pricing is a different budget class, the default contract term is 24 months, there is no MYOB path, and no late-fee feature was found. Our Kolleno alternatives guide covers the reverse move.
Which ezyCollect alternative should you choose?
The right ezyCollect alternative depends on your ledger first: ezyCollect and CreditorWatch Collect connect to MYOB on every plan and Paidnice on its Custom plan, while Paidnice applies late fees and interest on Xero or QuickBooks Online for any business up to $50m a year.
| Your annual revenue | ezyCollect alternatives that fit | The published gate |
|---|---|---|
| Under $1m | Paidnice, CreditorWatch Collect | Paidnice publishes $69 a month (A$99) with no setup fee, priced by invoice volume; CreditorWatch Collect starts with a 14-day trial capped at 50 debtors. ezyStart setup was last published from A$900. |
| $1m to $10m | Paidnice, CreditorWatch Collect, Upflow, Kolleno | Paidnice Pro from $99 (A$139) with unlimited users; Upflow Starter covers gross invoice value to $10m; Kolleno Business Plus covers £1M to £100M. |
| $10m to $50m | Paidnice, Chaser, Upflow, Kolleno | Paidnice fits up to $50m or 50,000 invoices a year; Chaser Core covers turnover under £10m; Upflow Grow and Scale cover $25m and $50m; Kolleno Business Plus to £100M. |
| Over $50m | Chaser, Upflow, Kolleno | Chaser Complete; Upflow Accelerate and Enterprise (to $100m and above); Kolleno Enterprise (from £100M). |
- You are on MYOB. ezyCollect and CreditorWatch Collect both connect to MYOB. Consider Paidnice on the Custom plan, from A$1,499 a month, for late fees and interest around it.
- You are on Xero or QuickBooks in Australia or New Zealand. Paidnice, with contractual late fees set per customer group, since neither country has a statutory interest fallback.
- You want people making the calls. CreditorWatch Collect's AR Specialist service. Consider Paidnice for the chasing around it.
- You want credit checking on new accounts. ezyCollect's Experian data covers Australian and New Zealand buyers; Chaser is the UK equivalent. Consider Paidnice for the chasing around it.
- You want the reporting to be the product. Upflow's last published prices were $440 a month for Grow and $880 for Scale; current prices are hidden, so request a quote. Consider Paidnice for the chasing around it.
- You have outgrown the category. Kolleno, if multi-entity reconciliation is now the real workload. Consider Paidnice for the chasing around it.
How do you migrate off ezyCollect?
Migrating off ezyCollect starts by connecting the new tool to Xero or QuickBooks Online, because none of these tools hold your ledger data. Plan a week and run both in parallel for one cycle.
- Day 1. Connect the new tool to Xero or QuickBooks Online. Paidnice picks up every invoice already open on the ledger at connection, not only invoices raised after setup, so the aged debtors list needs no manual re-entry.
- Days 1 to 2. Rebuild your existing reminder cadence, then set fee and statement defaults to match your current written policy. If you have never written the policy down, this is the moment.
- Days 3 to 4. Switch ezyCollect automations to draft, and enable the new tool on one small customer group to verify what actually sends.
- Days 5 to 6. Expand to the full ledger, watching for duplicate sends across the two systems.
- Day 7. Give notice. ezyCollect annual plans carry no refund on early cancellation and monthly plans cancel on 30 days' notice, so check your plan type, renewal date and notice period before you assume you can leave this month.
Check the contract first, not last. An annual term with a setup fee already paid changes the maths on when to switch, even when the replacement is cheaper every month.
💡 Paidnice insight
The pattern we see from AU and NZ businesses moving off a demo-led tool is consistent: the trigger is rarely a missing feature, it is the renewal quote. Before you shortlist, work out your all-in annual cost including setup, SMS, demand letters and gateway fees. That number, not the headline subscription, is what you are actually replacing.
Frequently asked questions
How much does ezyCollect cost?
ezyCollect now hides its prices, so request a quote. Its last published prices were A$275 a month for ezyStart with setup from A$900, A$950 for ezyGrow and A$2,350 for ezyScale, each with setup from A$3,900, and ezyUltimate on a custom quote. Annual plans carry no refund on early cancellation, and monthly plans cancel on 30 days' notice. Monthly billing added about 20% on the last published prices. Mail, SMS and fax are extra, and demand letters are about A$49 each.
Does ezyCollect charge late fees?
No. ezyCollect does not automate late fees today; the only charge it adds is card surcharging. Interest has to be raised manually in your ledger, which is the main reason AU and NZ businesses on Xero switch.
Is Paidnice a good ezyCollect alternative for small businesses?
On Xero or QuickBooks Online, yes: reminders, SMS, late fees, statements, payment plans, escalation and a portal from $69 a month (£49, A$99), with no setup fee and no annual contract. Payment plans and sending from your own domain start on Pro. If your ledger is MYOB, Paidnice connects to its cloud products on the Custom plan only.
What does ezyCollect do that the alternatives do not?
Two things. It connects to MYOB AccountRight, Exo and Essentials, plus Pronto Xi, Attaché and JCurve, which no other tool here does. And it bundles Experian credit data with online credit applications, which matters for wholesalers extending terms to new accounts.
Which alternative suits wholesale and distribution?
ezyCollect's strongest verticals are wholesale, distribution, food and beverage, manufacturing and construction, and CreditorWatch Collect competes directly there. On Xero or QuickBooks, Paidnice covers the same ground with volume-driven fee policies, including setups for wholesale and distribution and for managed service providers.
Which ezyCollect alternative works with MYOB?
CreditorWatch Collect, which connects to Xero, MYOB and QuickBooks. It is the closest like-for-like move from ezyCollect in the same region. Paidnice connects to MYOB's cloud products on its Custom plan; none of the others here connect to MYOB.
Which ezyCollect alternative has no setup fee or annual contract?
Paidnice, from $69 a month (A$99) with no setup fee and no annual contract. ezyCollect's last published ezyStart setup fee was from A$900, on an annual plan.
Read the transcript: ezyCollect Alternatives: Pricing, Late Fees and Best Fit
ezyCollect costs about 275 Australian dollars a month plus about $900 setup on an annual contract. And it adds no late fee to an overdue invoice. The best ezyCollect alternatives are Paidnice, CreditorWatch Collect, Chaser, Upflow, and Kolleno in that order.
Paidnice is number one because it applies late fees and interest on the Xero or QuickBooks Online ledger. We ranked each tool on its price, its size fit, its ledgers, and its late fees. That means the entry price a month, the size its plans are built for, the ledgers it connects to natively, and whether it applies late fees and interest itself per customer group or by one rule.
Number one, Paidnice, best for any business up to $50 million a year on Xero or QuickBooks Online that wants late fees and interest applied on the ledger. Each customer group gets its own fee policy. The credit control AI reads every customer reply and drafts the answer for a person to approve. A person can call the customer from Paidnice, and the call is recorded and transcribed.
It scores each customer's credit from their payment behavior with CreditSafe checks on Custom. Statements go out on any schedule, and payment plans run on pro. Essentials costs 99 Australian dollars a month with no setup fee and no annual contract.
Pro is from 139 with unlimited users. Customers see half as many late invoices in the first 30 days. The limitation is MYOB, which runs on the custom plan only. From Australian dollars a month.
And there is no Australian credit data. Number two, CreditorWatch Collect. Best for Australian and New Zealand businesses that want human callers.
AR specialists make the calls and log the notes back into Xero, MYOB, or QuickBooks. It is the nearest match to ezyCollect. Same region, same ledgers.
Price is on request. The limitation is that it applies no late fees, and the Xero sync runs once a day. Number three, Chaser. Best for larger UK businesses that want bureau credit checks in the same tool as the chasing.
It sends email and text reminders and checks credit in one subscription, from 199 pounds a month, set by your turnover. The limitation is one late fee rule for every customer, statements once a month on a fixed day, and no MYOB or Australian credit data. Number four, Upflow. Best for finance teams in mid-size firms that manage by the numbers and want collections reports.
It reports how long customers take to pay and which balances are at risk. Pricing is a quote on tiers set by how much you invoice. And its pricing page data lists starter at 333 US dollars a month.
The limitation is no native late fees, no payment plans, and no MYOB. Number five, Kolleno. Best for large groups on enterprise ERPs that match bank payments across several companies.
It costs 650 US dollars a month for each user. The limitation is that it charges per user, which is a much bigger budget. It does not connect to MYOB, and no late fee feature was found. The right ezyCollect alternative depends on your ledger first, and then on whether you want the tool to apply late fees itself.
On MYOB, stay with ezyCollect, move to CreditorWatch Collect, or take Paidnice on the Custom plan. On Xero or QuickBooks Online in Australia or New Zealand, choose Paidnice because neither country has a statutory interest fallback. CreditorWatch Collect gives you people making the calls.
Upflow is the pick if reporting is what you want most. Kolleno fits a group that has grown past tools like these. Over $50 million a year, choose Chaser, Upflow, or Kolleno.
Paidnice is the best ezyCollect alternative for a business on Xero or QuickBooks Online because it applies the late fee that ezyCollect only reminds about, from $99 Australian a month with no setup fee. Sign-up is free with no card, and the first 20 actions are free. The full comparison is on the Paidnice
Paidnice features in this article
About the editorial team
Denym started Paidnice in 2022 after customers paying late left his own business short on payroll. He has led it to $1 billion collected on time across more than 1 million invoices, and writes about credit control, late fees and getting paid on Xero and QuickBooks.
Ashley is a co-founder and lead developer of Paidnice and has built accounting software for more than 10 years. He builds the ledger connections that put reminders, late fees and payments into Xero, QuickBooks and ERPs such as NetSuite and Business Central. Before Paidnice he co-founded A2X, ecommerce accounting software for Xero and QuickBooks.
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