6 Best Chaser Alternatives in 2026 (Compared)

10 minutes
March 20, 2026
Denym Bird
Co-founder & CEO of Paidnice

Looking for a Chaser alternative? This guide compares the leading credit control tools for 2026 on pricing, features and who they suit, so you can decide fast. We cover Upflow, Paidnice, Kolleno, ezyCollect, Satago and Credit Hound, with verified ratings from G2, Capterra and Trustpilot.

The best Chaser alternative depends on why you are leaving. If Chaser's reminders are fine and only the price and user caps are pushing you out, the question is what you gain by moving. For analytics, Upflow leads. For credit risk, ezyCollect (trade) or Satago (UK). For small and mid-market teams on Xero or QuickBooks that want enforcement (automatic late fees, interest and statements) on top of reminders, Paidnice covers the most ground at a flat $69 a month.

What is Chaser?

Chaser is a credit control tool that automates payment reminders. It launched in 2013 for small businesses and their accountants. Over the last couple of years it has raised prices and moved features onto higher plans, so it now fits larger finance teams better than the small businesses it started with. That shift is why many smaller teams start shopping around. To be clear, Chaser's real strength is its built-in commercial credit reporting and credit checking, so you can assess customer risk alongside your collections. The reminder flows that sit on top of it are relatively basic, and for teams whose main need is credit intelligence on their debtors it remains a fair choice.

Why businesses look for a Chaser alternative

Pricing increases

Chaser's entry pricing has climbed, and the cheapest plan is capped to businesses under a set revenue threshold. Cross it and you jump to a much higher tier without changing how you use the product. That mismatch between price and usage is the most common trigger for switching.

User limits and costly setup

Entry plans cap the number of users, which makes it hard to involve your accountant or junior team without paying to upgrade. Reviewers also note you cannot reply directly to customer responses, so some chasing still lands back on your desk.

Basic features that are now standard

Chaser handles reminders, but reminders are now table stakes and its flows are relatively basic. Modern credit control tools include automatic late fees and interest, statements, customer portals and escalations as standard, and Chaser is lighter on these. If you want enforcement, not just nudging, that gap is the reason to look elsewhere.

What we have seen running AR for thousands of businesses

Here is the pattern from running accounts receivable automation for thousands of Xero and QuickBooks businesses: reminders move the easy money, the customers who were always going to pay. The hard money, the accounts that drift past 30 and 60 days, rarely responds to a fourth polite nudge. What changes that behaviour is a consequence: a late fee and interest applied automatically and consistently, with UK statutory interest indexed to the Bank of England base rate so it is always compliant. That is the lever Chaser is lightest on, and it is why Paidnice customers reduce their days sales outstanding by an average of 50% within 30 days.

The best Chaser alternatives in 2026

1
UpflowAnalytics-led teams

The clearest collections dashboards in the category, for finance teams that plan around DSO and expected cash. Free analytics tier. From $440/month, billed annually.

2
PaidniceGreat value for Xero and QuickBooks

Reminders plus automatic late fees and interest, statements, payment plans and escalations, at $69/month flat with unlimited users. 4.9 Capterra, 5 stars Xero App Store, 2025 Xero Global Small Business App of the Year. For Xero and QuickBooks SMBs that want enforcement on top of chasing.

3
KollenoAI-assisted, all-in-one

Collections, payments and reconciliation in one AI-assisted platform for mid-market teams. 4.9 average across G2, Capterra and Gartner. Quote-based, around $750/month.

4
ezyCollectWholesale and trade (AU/NZ)

Collections plus live credit risk from illion, popular in wholesale and trade. Xero and MYOB. 4.6 on Capterra. From around $275/month. See our ezyCollect alternatives guide.

5
SatagoCredit risk + finance (UK)

Chasing with Experian-backed credit risk and optional invoice finance, mainly UK. 4.6 on Trustpilot. From £80/month.

6
Credit HoundSage / Access add-on

Task-driven debtor management that extends Sage and Access ERPs. Best for teams already on those systems. From $70/month.

FeatureChaserUpflowPaidniceKollenoezyCollectSatagoCredit Hound
PriceUSD 259/mo (commonly cited)USD 99/mo (Start) up to about USD 399 to 440/mo; free analytics tierFrom USD 69/mo flatSales-led / quote onlySales-led; entry figures cited around USD 40 to 125/moOn requestFrom USD 70/mo (commonly cited)
Ideal revenue sizeSMB to mid-market; Xero, QuickBooks, SageMid-market to enterprise B2BUSD 1m-50m; UK, AU, NZ, US, CAMid-market to enterprise; multi-entity B2BSMB to mid-market; strong in AU/NZ B2BSMB to mid-market; UK-focusedSMB to mid-market on Sage / Access
Late fees & interestYes (fixed, %, interest-accruing)Limited (does not charge fees)Yes: fixed, %, and interest incl. UK base rateNoYes (supports fees)NoNo
Send from own domainYes (sends from your own mailbox)Limited (own address via custom SMTP)YesNoNoNoNo
AI approachPredictive prioritisation + in-app auto-callAI email analysis for promise-to-pay taggingAI smart actions on replies + AI phone callsAI copilot: payment-likelihood and credit scoringPredictive credit risk via Sidetrade AimieNoneNone
Quote remindersNoNoYesNoNoNoNo
Payment plansYesNoYesNoYesNoNo
Automatic statementsYesNoYesYesYesNoNo
CRM integrationYes (HubSpot, Salesforce, Zoho)Yes (NetSuite, Xero, QuickBooks; CRM not stated)Yes (HubSpot, Pipedrive)NoNoNoNo
Payment portalYesYesYesYesYesYesNo

Pricing and features from public sources as of June 2026; "Not stated" means the vendor did not publish a clear answer. Quote-based tools vary by revenue and volume.

The alternatives, compared

1. Upflow

Price: from $440/month, billed annually.  |  Best for: finance teams that lead with analytics.

Upflow turns billing data into the clearest collections dashboards in the category: DSO, aging and expected cash. A free analytics tier makes it easy to trial, and for forecasting-led teams it is the strongest tool here.

Why people look elsewhere: paid plans start at $440 a month billed annually, reminders are not sent from your own mailbox by default, and it is light on enforcement, with no automatic late fees.

Reviews: strong satisfaction across 167 reviews on G2.

2. Paidnice

Price: $69/month flat, unlimited users, with a free trial.  |  Best for: small and mid-market teams on Xero or QuickBooks that want enforcement on top of reminders.

Paidnice's strength is flexibility and depth of tooling. It is best in class for automated reminders: you can assign reminders to different email addresses within the same customer contact, and build unique workflows for different customer groups. It is reminder-led with enforcement when you need it, including automatic late fees and interest, with UK base-rate interest indexed to the Bank of England base rate automatically, plus statements, payment plans and escalations. And it brings collections together in a financial-CRM style workspace with a shared inbox and new AI smart actions that respond off the back of customer replies. Strong across the UK, Australia, New Zealand, US and Canada, and a fit for finance teams on Xero and QuickBooks.

What reviewers say: 4.9 on Capterra, 4.8 on G2, 4.6 on Trustpilot and 5 stars on the Xero App Store, and winner of the 2025 Xero Global Small Business App of the Year.

"Paidnice saves us untold hours of manually tracking, emailing and invoicing for late payments. Automating the process has us at 99% on-time payments."
Liam K., Capterra, 2025

Why people look elsewhere (honest non-fit): if your priority is built-in commercial credit reporting and credit checking on your customers, Chaser leans into that and may suit you better. Paidnice also takes a little setup time if you have many different customer workflows to configure.

3. Kolleno

Price: quote-based, around $750/month.  |  Best for: mid-market teams wanting AI-assisted collections and reconciliation.

Kolleno brings receivables, payments and reconciliation into one AI-assisted platform. See our Kolleno alternatives guide for a fuller breakdown.

Why people look elsewhere: a premium, quote-only price around $750 a month, a learning curve at setup, and template limits some reviewers flag.

Reviews: 4.9 average across G2, Capterra and Gartner.

4. ezyCollect

Price: from roughly $275/month.  |  Best for: wholesale and trade businesses needing credit screening.

ezyCollect, now part of Sidetrade, pairs automated collections with live credit intelligence from illion. Integrates with Xero and MYOB.

Why people look elsewhere: per-feature pricing adds up, and channels like SMS and fax sit in premium tiers, so the all-in cost can climb.

Reviews: 4.6 on Capterra.

5. Satago

Price: £80/month.  |  Best for: UK teams wanting credit control with built-in risk and finance.

Satago pairs chasing with Experian-backed credit risk and optional invoice finance. Named Xero App Partner of the Year in 2023.

Why people look elsewhere: mainly UK-focused, and the credit-risk and finance features are wasted if you only need chasing and enforcement.

Reviews: 4.6 on Trustpilot.

6. Credit Hound

Price: from $70/month.  |  Best for: Sage and Access teams wanting structured debtor management.

Credit Hound extends Sage and Access ERPs with task-driven debtor management, disputes and promised payments in one place.

Why people look elsewhere: it is built around Sage and Access, so it is a poor fit if you run Xero or QuickBooks, and the interface feels dated to some reviewers.

Reviews: verified feedback on TrustRadius.

How to choose a Chaser alternative

Start from your reason for leaving. If you want analytics and forecasting, Upflow leads. If you want AI-assisted, all-in-one collections for a mid-market team, Kolleno fits. For credit risk, look at ezyCollect (trade) or Satago (UK), and Credit Hound if you are on Sage. And if you are a small or mid-market business on Xero or QuickBooks that wants the full toolkit, reminders, automatic late fees and interest, statements and escalations, at a flat, published price, Paidnice covers the most ground for that need.

Frequently asked questions

What is the best Chaser alternative in 2026?

It depends on your need. Upflow leads for analytics, Kolleno for AI-assisted all-in-one collections, ezyCollect and Satago for credit risk, and Paidnice for small and mid-market teams on Xero and QuickBooks that want enforcement such as late fees and statements at a flat price.

What is the cheapest Chaser alternative?

Paidnice at $69 a month flat with unlimited users, and Credit Hound at around $70 a month, are the lowest published prices. Chaser itself starts higher and most enterprise-leaning tools are quote-based.

Which Chaser alternative is best for a small business?

For small and mid-market businesses on Xero or QuickBooks, Paidnice offers the widest enforcement feature set at the lowest flat price, with strong reviews (4.9 Capterra, 5 stars on the Xero App Store) and automatic late fees, interest and statements built in. If built-in commercial credit reporting and credit checking is your priority, Chaser is a fair fit.

Do Chaser alternatives charge late fees automatically?

Paidnice applies automatic late fees and interest to overdue invoices. Most other tools focus on reminders, analytics or credit risk rather than enforcing fees, so check each against this need.

Is Chaser still a good tool?

Yes. Chaser's real strength is its built-in commercial credit reporting and credit checking, so you can gauge customer risk alongside collections; the reminder flows on top are relatively basic. If credit intelligence on your debtors is your main need, Chaser is a fair choice; teams tend to look elsewhere mainly on price, user caps, or because they want enforcement such as automatic late fees and statements.

Keep reading

The bottom line

There is no single best Chaser alternative, only the one that fixes your reason for leaving. Chaser's edge is its built-in commercial credit reporting and credit checking, with relatively basic reminders on top; Upflow leads on analytics; Kolleno is the all-in-one; ezyCollect and Satago add credit risk; Credit Hound suits Sage. For small and mid-market teams on Xero or QuickBooks that want the full toolkit at a flat, published price, Paidnice covers the most ground for that need.

On Xero or QuickBooks? Try Paidnice free and close the gap between invoice and payment.

Denym Bird
Co-founder & CEO of Paidnice
Denym is a software entrepreneur and writes about accounts receivables management for small business.
  • Get a rating on your AR process
  • Discover the areas to automate
  • Unlock the cash you're owed

Stop chasing invoices.
Start getting paid.

Try the #1 AR Automation for Xero and QuickBooks Online.

Learn more - Try it Free

Try Our Free Accounts Receivable Calculators

Optimize your cash flow with our suite of financial tools designed for AR professionals. Calculate DSO, aging analysis, late fees, and more.

Explore Calculators