Credit management

Deciding which customers get credit, how much, and when to stop: applications, limits, holds, policies and the 5 Cs, judged by how each customer pays you.

Customer credit scoring
Customer in administration feed: contact frozen day 1, proof of debt sent week 2, VAT bad debt relief claimed month 6

Customer in administration: how to protect your unpaid invoices (UK)

Denym Bird26 Oct 2026
A credit check on every application: a credit application card with company information, trade references and a signed credit check authorization

Credit application form for business customers (free template)

Denym Bird22 Oct 2026
Put an account on hold: a Stop credit escalation card for Kestrel Labs with a 16 High risk score, the oldest invoice 31 days overdue, assigned to Jo Park

What is a credit hold? When to put a business customer on hold

Denym Bird22 Oct 2026
Five Cs from your own ledger: a customer card reading Character 78 Good, Capacity $2,500 of $7,500, Collateral guarantee signed

The 5 Cs of credit for business customers

Denym Bird22 Oct 2026
Turn the policy into rules: a credit policy rules card with Terms, Reminders, Late fees and Credit limits switched on

Credit policy template for small businesses (free download)

Denym Bird22 Oct 2026
Set a limit per customer: a credit limit card with $7,000 monthly invoicing, 30-day terms and a suggested limit of $9,000

How to set a credit limit for a customer

Denym Bird22 Oct 2026
Deliver now, get paid later: an invoice card for Northline Ltd delivered Oct 1 on Net 30 terms, $2,480 due Oct 31

What is trade credit? A supplier's guide

Denym Bird22 Oct 2026