This app is a game changer!Lesley B.
Paidnice scores every customer in Xero or QuickBooks from 0 to 100, from how they pay you, on every plan.
Paidnice runs a native credit check on every customer from your Xero or QuickBooks invoices and payments. You see who pays on time and who needs a call.
Every customer gets a score from 0 to 100, in a band from Excellent to High risk. The score shows next to the name everywhere in Paidnice.
Open a customer to see the score next to the overdue balance, the aged debt and an AI summary of how they pay against your average.
Choose how hard late payment and overdue debt count, and how fast old payments stop counting. Edit the bands or add your own.
Set a credit limit for each customer, synced with Xero’s customer credit limit field. When they go over it, Paidnice can raise an escalation for the right person, with the score and history attached.
For a bureau view of a company, connect Creditsafe on the Custom plan. Run a check, monitor customers with alerts and flag new customers automatically.
Both run inside Paidnice. The native score is on every plan, and Creditsafe is on the Custom plan.
| Native credit score | Creditsafe bureau check | |
|---|---|---|
| Plans | Every plan | Custom |
| Data | How each customer pays you, from Xero or QuickBooks | Creditsafe data on the company |
| What you get | A score from 0 to 100 in bands, from Excellent to High risk | A check with score and limit, monitoring with alerts, flags on new customers and a manual check |
| Settings | Late payment and overdue penalties, recency half-life, payment history window and your own bands | Your own Creditsafe account, or access through Paidnice |
It’s the debt collection system I’ve been looking for, for the last 15 years.
Paidnice has everything your business needs to run a best-in-class receivables process, from the first reminder to the money landing in your account.
Bookkeeping & AccountingNew Zealand
“For the cost of the subscription versus money in your bank, it’s definitely a no-brainer.”
Haley ReynersFounder, My Two Cents
Paidnice connects to your ledger, payment providers, CRM and team chat, so every invoice is chased, paid and recorded without manual data entry.
See all integrations → NewConnect to Claude or ChatGPT via MCP›Customer credit scoring gives each customer a number that shows how likely they are to pay you on time. Paidnice scores every customer from 0 to 100, from how they have paid you in Xero or QuickBooks.
Every customer starts at 100. The score loses points for paying late and for the current overdue position: how much of the balance is overdue and how old it is. Recent payments count most.
No. It comes only from each customer’s payment history with you. For a bureau check on a company, connect Creditsafe on the Custom plan.
Yes. Paidnice runs a native credit check on every customer, on every plan, from how they pay you. Creditsafe bureau checks through the API are on the Custom plan.
Yes. Go to Settings, then Advanced, then Credit Score. Change the penalties for late payment and overdue debt, the recency half-life and the payment history window. You can edit the bands and add your own.
Yes. On the Custom plan, connect your own Creditsafe account or use access through Paidnice. Read how Creditsafe works in Paidnice.
Yes. Set a credit limit for each customer in Paidnice. When a customer goes over it, Paidnice can raise an escalation and assign it to a person on your team.
Every plan, on Xero and QuickBooks Online. Creditsafe bureau checks are on the Custom plan. See pricing.
Book a call with the founders to learn more about how Paidnice can help you take the pain away from getting paid.
Great hands on experience. Ashley helped us through everything.
Janet X.
App Marketplace★★★★★160+I’ve contacted support a few times, and Denym has always replied with really detailed and thoughtful explanations, even taking the time to jump on a video call to help.
Jon M.App Marketplace★★★★★160+So happy with the service provided by Ashley at Paidnice. The best service I have had from anyone in years.
Anna H.App Marketplace★★★★★160+Very simple to set up and the few questions we had were quickly and expertly dealt with by Denym. It has already made a huge difference to our debtor days and has massively helped.
Jenny M.App Marketplace★★★★★160+
Connect Xero or QuickBooks and Paidnice scores every customer from their invoice and payment history.
