Direct debit

Getting B2B invoices paid straight from the customer’s bank, scheme by scheme: ACH, Bacs, SEPA, BECS, NZ bank debit and Canadian PAD.

Direct debit
Paidnice portal: two invoices paid in one ACH debit, pending, then recorded in the ledger with the Stripe fee

How to accept ACH payments for B2B invoices

Ashley Schroder9 Nov 2026
Paidnice feed: a Bacs Direct Debit set up on the portal, collected, then recorded in Xero with the Stripe fee

Bacs Direct Debit for invoices with Xero

Ashley Schroder9 Nov 2026
Paidnice feed: a euro invoice paid by SEPA Direct Debit under the Core scheme, pending, with the 8-week refund right

SEPA Direct Debit for invoices

Ashley Schroder9 Nov 2026
Paidnice feed: an AUD invoice paid by BECS Direct Debit after a Direct Debit Request, pending, then recorded

BECS Direct Debit for small businesses in Australia

Ashley Schroder9 Nov 2026
Paidnice feed: a CAD invoice paid by a business pre-authorized debit, pending, then recorded in QuickBooks Online

Pre-authorized debit (PAD) for B2B invoices in Canada

Ashley Schroder9 Nov 2026
Paidnice feed: an NZD invoice paid by NZ bank debit after a Direct Debit Authority, pending, then recorded

Direct debit for invoices in New Zealand

Ashley Schroder9 Nov 2026
Paidnice payments feed: a Bacs debit pending, then failed, then the invoice frozen until it is fixed

Failed direct debit: what to do next when a customer's payment bounces

Ashley Schroder9 Nov 2026