This app is a game changer!Lesley B.
Let customers pay from their bank account through Stripe, in six schemes, with no Paidnice fee on any plan.
Paidnice puts bank debit on the portal and in every reminder, then follows each debit until the money is in your ledger.
Customers see the bank debit for their country and currency, by the name their bank uses.
From the portal, a customer ticks the invoices to pay, or pays everything due, in one bank debit.
The Payments page lists every attempt: pending, failed, waiting on the customer, or paid but not yet in your ledger.
The invoice stays open in Xero or QuickBooks, so your reminders, late fees and escalations carry on.
Paidnice adds nothing to a bank debit. Pass on a processing fee if you choose, set apart from the card fee.
Paidnice records the payment against the invoice in Xero or QuickBooks, with the Stripe fee and any surcharge.
All six run through Stripe. Turn on the ones your customers use.
| Scheme | Where | Currency | Also called |
|---|---|---|---|
| ACH Direct Debit | United States | USD | ACH debit, bank transfer pull |
| Bacs Direct Debit | United Kingdom | GBP | Direct Debit |
| SEPA Direct Debit | Euro area | EUR | SEPA Core |
| BECS Direct Debit | Australia | AUD | Direct debit |
| NZ bank debit | New Zealand | NZD | BECS NZ, direct debit |
| Pre-authorized debit | Canada | CAD | PAD, ACSS debit |
Stripe sets the processing fees and clearing times for each scheme.
It’s the debt collection system I’ve been looking for, for the last 15 years.
Paidnice has everything your business needs to run a best-in-class receivables process, from the first reminder to the money landing in your account.
Bookkeeping & AccountingNew Zealand
“For the cost of the subscription versus money in your bank, it’s definitely a no-brainer.”
Haley ReynersFounder, My Two Cents
Paidnice connects to your ledger, payment providers, CRM and team chat, so every invoice is chased, paid and recorded without manual data entry.
See all integrations → NewConnect to Claude or ChatGPT via MCP›Six, all through Stripe: ACH Direct Debit in the United States, Bacs Direct Debit in the United Kingdom, SEPA Direct Debit in the euro area, BECS Direct Debit in Australia, bank debit in New Zealand and pre-authorized debit (PAD) in Canada.
No. Paidnice adds no fee to a direct debit payment, on any plan. Stripe charges its own processing fee, and you can pass a processing fee on to the customer, set separately for direct debit and for card.
Every plan, including Essentials. See pricing.
Yes. Connect Stripe to Paidnice and turn on the bank debit methods you want in Stripe. See the Stripe integration.
The Payments page shows the failed debit and the reason. The invoice stays open in Xero or QuickBooks, so your reminders and escalations carry on as for any unpaid invoice.
Bank debits take a few working days to clear. Paidnice shows the debit as pending until Stripe confirms it, then records the payment in your ledger.
Yes. Paidnice records each collected payment against the invoice in Xero or QuickBooks Online, and writes the Stripe fees and any surcharge to the ledger too.
Yes. On the customer portal a customer can tick several invoices or pay the whole balance in one bank debit.
Yes. Customers save their bank details once with Stripe Autopay, and each installment is collected on its date. Payment plans are on Pro and above. See payment plans.
Book a call with the founders to learn more about how Paidnice can help you take the pain away from getting paid.
Great hands on experience. Ashley helped us through everything.
Janet X.
App Marketplace★★★★★160+I’ve contacted support a few times, and Denym has always replied with really detailed and thoughtful explanations, even taking the time to jump on a video call to help.
Jon M.App Marketplace★★★★★160+So happy with the service provided by Ashley at Paidnice. The best service I have had from anyone in years.
Anna H.App Marketplace★★★★★160+Very simple to set up and the few questions we had were quickly and expertly dealt with by Denym. It has already made a huge difference to our debtor days and has massively helped.
Jenny M.App Marketplace★★★★★160+
Connect Xero or QuickBooks and Stripe, turn on bank debit, and Paidnice adds it to every reminder.
