Late fees by region

What you can legally charge for a late invoice, country by country and state by state.

Late fees
UK late payment law: 8% over base rate and £40 to £100 under the 1998 Act; the Commercial Payments Bill is not yet law

UK late payment law: the 1998 Act now and the Commercial Payments Bill

Denym Bird22 Oct 2026
UK statutory late fees: interest at 8% over base rate, a fixed £40, £70 or £100 per invoice, and no clause needed

How Much Can I Charge For Late Payment Fees In The UK?

Denym Bird22 Oct 2026
Late fee laws by state: a map of the USA in the stars and stripes, with the headline Max late fee in all 50 states and a 2026 update badge.

Maximum Late Fee Laws by State - 2026 Update

Denym Bird21 Oct 2026
Fair Payment Code tiers: Gold 95% within 30 days, Silver 95% within 60 (small suppliers 30), Bronze 95% within 60

The Fair Payment Code: Gold, Silver and Bronze explained

Denym Bird2 Oct 2026
UK prompt payment rules: public bodies and subcontractors pay in 30 days; bidders over £5m pay 95% within 60 days

Prompt payment policy in the UK: the 30-day rule for public contracts

Denym Bird2 Oct 2026
California BPC 25509: EFT payment by day 30, a 1% late fee on day 43, and 1% again every 30 days

New California EFT law: Understanding BPC § 25509 in 2026 and Staying Compliant

Denym Bird28 Sep 2026
Typical late fees: 1% to 2% a month, a flat $25 to $50, and the UK statutory 8% plus base rate

How Much Can I Charge for Late Fees? Limits, Examples and a Free Calculator

Denym Bird28 Sep 2026
Australian late fees: no statutory cap, 1% to 1.5% a month interest, or a flat A$30 to A$50 fee on small invoices

How Much Can I Charge For Late Fees In Australia?

Denym Bird28 Sep 2026
Canadian late fee rules: your agreed rate, 5% a year under the Interest Act, and the 35% APR criminal rate

How Much Can I Charge For Late Fees In Canada?

Denym Bird28 Sep 2026
New Zealand late fees: no statutory rate, a flat NZ$15 to NZ$50 under NZ$1,000, or 1% to 2% a month on larger balances

How Much Can I Charge For Late Fees In New Zealand?

Denym Bird28 Sep 2026
Singapore late fees: no legal cap, a fixed S$15 to S$40 under S$800, and 5.33% a year court interest on a judgment

Late Fees in Singapore: How Much Can You Charge?

Denym Bird28 Sep 2026
South African late fee rules: 1.5% to 2.5% a month by contract, or the prescribed rate of repo plus 3.5% a year

How Much Can I Charge For Late Fees In South Africa?

Denym Bird28 Sep 2026