Payment times › United Kingdom
UK payment practices filings, March 2025 to August 2026

How long do UK industries take to pay their suppliers?

Large UK companies take a median of 31 days to pay supplier invoices. Manufacturing is the slowest sector at 45 days and financial and insurance is the fastest at 22 days.

Every large UK company must publish how long it takes to pay suppliers. We matched 6,473 filings to each company's industry code, so you can see what normal looks like for the customers you invoice.

31daysmedian time to pay
22–43daysmiddle half of companies
15%invoices paid late at the median company
5%invoices paid after 60 days at the median company

How long does each UK sector take to pay?

Sectors run from slowest to fastest. Each table lists the trades (5-digit SIC codes) with 20 or more reporting companies. Range is the middle half of companies; 60+ is the share of invoices paid after 60 days.

#1

How long does manufacturing take to pay?

45 days, 14 days slower than the UK median.

Manufacturing pays in a median of 45 days. Manufacture of other food products n.e.c. is the slowest trade at 54 days, manufacture of electronic components the fastest at 37 days.

TradeDaysRangeLate60+
Manufacture of other food products n.e.c.5435–5917%37%
Manufacture of other plastic products46.537.2–53.221.5%23.5%
Other manufacturing n.e.c.4433–5518%15%
Manufacture of basic pharmaceutical products4431.5–51.529%15%
Manufacture of medical and dental instruments and supplies43.536.8–54.526%12.5%
Distilling, rectifying and blending of spirits43.536.5–63.821.5%11.5%
Manufacture of pharmaceutical preparations3831–5129%14%
Manufacture of electronic components3729.5–5412%16%
Manufacturing benchmark
#2

How long does water, sewerage and waste take to pay?

37 days, 6 days slower than the UK median.

Water, sewerage and waste pays in a median of 37 days. Collection of non-hazardous waste is the slowest trade at 37.5 days, water collection, treatment and supply the fastest at 30 days.

TradeDaysRangeLate60+
Collection of non-hazardous waste37.531.8–4218%6%
Water collection, treatment and supply3025–4014%4%
Water, sewerage and waste benchmark
#3

How long does wholesale and retail trade take to pay?

37 days, 6 days slower than the UK median.

Wholesale and retail trade pays in a median of 37 days. Wholesale of wine, beer, spirits and other alcoholic beverages is the slowest trade at 48 days, wholesale of other fuels and related products the fastest at 20 days.

TradeDaysRangeLate60+
Wholesale of wine, beer, spirits and other alcoholic beverages4836.5–5730%21%
Wholesale of pharmaceutical goods4435.2–55.221%16.5%
Non-specialised wholesale trade42.531.8–57.512%14.5%
Retail sale of clothing in specialised stores3726.5–53.522%8%
Retail sale via mail order houses or via Internet3625–4913.5%6.5%
Other retail sale in non-specialised stores3633–4314%10%
Retail sale in non-specialised stores with food, beverages or tobacco predominating3527.8–40.29%5.5%
Sale of new cars and light motor vehicles3125–3711%5%
Wholesale of other fuels and related products2015–296%2%
Wholesale and retail trade benchmark
#4

How long does accommodation and food service take to pay?

36 days, 5 days slower than the UK median.

Accommodation and food service pays in a median of 36 days. Licensed restaurants is the slowest trade at 45 days, unlicensed restaurants and cafes the fastest at 14 days.

TradeDaysRangeLate60+
Licensed restaurants4527.8–498.5%9%
Public houses and bars3928–4654%9%
Hotels and similar accommodation3730.5–44.519%3%
Unlicensed restaurants and cafes1412–21.56.5%1%
Accommodation and food service benchmark
#5

How long does transport and storage take to pay?

35 days, 4 days slower than the UK median.

Transport and storage pays in a median of 35 days. Operation of warehousing and storage facilities for land transport activities is the slowest trade at 43 days, passenger rail transport, interurban the fastest at 35 days.

TradeDaysRangeLate60+
Operation of warehousing and storage facilities for land transport activities4329–52.526.5%8.5%
Freight transport by road3832–4615%6%
Other urban, suburban or metropolitan passenger land transport (not underground, metro or similar)3733.2–459%2%
Passenger rail transport, interurban3526.5–45.816.5%7%
Transport and storage benchmark
#6

How long does construction take to pay?

33 days, 2 days slower than the UK median.

Construction pays in a median of 33 days. Other specialised construction activities n.e.c. is the slowest trade at 38 days, construction of roads and motorways the fastest at 29 days.

TradeDaysRangeLate60+
Other specialised construction activities n.e.c.3830–4719%5.5%
Electrical installation3631.5–49.511%7%
Construction of other civil engineering projects n.e.c.3424–458%5.5%
Construction of domestic buildings3329–36.212.5%5%
Construction of commercial buildings3227–36.810%3%
Development of building projects3026–3616%5%
Construction of roads and motorways2925.8–35.818%4%
Construction benchmark
#7

How long does mining and quarrying take to pay?

32 days, 1 days slower than the UK median.

Mining and quarrying pays in a median of 32 days. Support activities for petroleum and natural gas extraction is the slowest trade at 34.5 days, extraction of crude petroleum the fastest at 29 days.

TradeDaysRangeLate60+
Support activities for petroleum and natural gas extraction34.523–50.234%4.5%
Extraction of crude petroleum2918–32.29%1.5%
Mining and quarrying benchmark
#8

How long does agriculture, forestry and fishing take to pay?

31 days, the same as the UK median.

Agriculture, forestry and fishing pays in a median of 31 days. No single trade in this sector has 20 or more filers, so none is shown separately.

Agriculture, forestry and fishing benchmark
#9

How long does other service activities take to pay?

31 days, the same as the UK median.

Other service activities pays in a median of 31 days. Other service activities n.e.c. is the only trade with 20 or more filers, at 31 days.

TradeDaysRangeLate60+
Other service activities n.e.c.3124–4113%4%
Other service activities benchmark
#10

How long does professional, scientific and technical take to pay?

30 days, 1 days faster than the UK median.

Professional, scientific and technical pays in a median of 30 days. Advertising agencies is the slowest trade at 44 days, management consultancy activities other than financial management the fastest at 25.5 days.

TradeDaysRangeLate60+
Advertising agencies4423–61.514%16%
Other research and experimental development on natural sciences and engineering37.527–49.215%4.5%
Activities of head offices3222–4416.5%6%
Other professional, scientific and technical activities n.e.c.3022–37.814%4%
Other engineering activities2620.5–32.514%2%
Engineering related scientific and technical consulting activities2624–2916.5%2%
Management consultancy activities other than financial management25.521–30.810%2%
Professional, scientific and technical benchmark
#11

How long does information and communication take to pay?

29 days, 2 days faster than the UK median.

Information and communication pays in a median of 29 days. Other telecommunications activities is the slowest trade at 37 days, television programme production activities the fastest at 21 days.

TradeDaysRangeLate60+
Other telecommunications activities3728–4712%8%
Information technology consultancy activities2823–3511%3%
Other information technology service activities2822–3616%4%
Data processing, hosting and related activities2820.5–3318%5%
Business and domestic software development2518.2–3211.5%2%
Other information service activities n.e.c.2521.5–32.510%5%
Television programme production activities2120–3226%3%
Information and communication benchmark
#12

How long does arts, entertainment and recreation take to pay?

28 days, 3 days faster than the UK median.

Arts, entertainment and recreation pays in a median of 28 days. No single trade in this sector has 20 or more filers, so none is shown separately.

Arts, entertainment and recreation benchmark
#13

How long does administrative and support services take to pay?

27 days, 4 days faster than the UK median.

Administrative and support services pays in a median of 27 days. Combined facilities support activities is the slowest trade at 34.5 days, other activities of employment placement agencies the fastest at 16 days.

TradeDaysRangeLate60+
Combined facilities support activities34.526.5–4516.5%4%
Other business support service activities n.e.c.2719–4012%3%
Renting and leasing of cars and light motor vehicles2520–354%2%
Temporary employment agency activities189–295%1%
Other activities of employment placement agencies169–22.56%1%
Administrative and support services benchmark
#14

How long does real estate take to pay?

26.5 days, 4.5 days faster than the UK median.

Real estate pays in a median of 26.5 days. Management of real estate on a fee or contract basis is the slowest trade at 30 days, other letting and operating of own or leased real estate the fastest at 26 days.

TradeDaysRangeLate60+
Management of real estate on a fee or contract basis3023–4110%4%
Other letting and operating of own or leased real estate2618–37.519%6%
Real estate benchmark
#15

How long does electricity and gas supply take to pay?

26 days, 5 days faster than the UK median.

Electricity and gas supply pays in a median of 26 days. Production of electricity is the slowest trade at 29 days, trade of electricity the fastest at 18.5 days.

TradeDaysRangeLate60+
Production of electricity2923–4014%3.5%
Distribution of electricity21.517.8–26.27%1%
Trade of electricity18.514–314.5%1%
Electricity and gas supply benchmark
#16

How long does human health and social work take to pay?

26 days, 5 days faster than the UK median.

Human health and social work pays in a median of 26 days. Other human health activities is the slowest trade at 28 days, hospital activities the fastest at 26.5 days.

TradeDaysRangeLate60+
Other human health activities2822–38.510.5%4.5%
Hospital activities26.523–3212.5%3%
Human health and social work benchmark
#17

How long does education take to pay?

25 days, 6 days faster than the UK median.

Education pays in a median of 25 days. First-degree level higher education is the slowest trade at 26 days, general secondary education the fastest at 23 days.

TradeDaysRangeLate60+
First-degree level higher education2621.8–3122%2%
Primary education2519–3015%4%
Pre-primary education2520–3017%4%
Other education n.e.c.2419–2911%3%
General secondary education2316.5–29.516%2%
Education benchmark
#18

How long does financial and insurance take to pay?

22 days, 9 days faster than the UK median.

Financial and insurance pays in a median of 22 days. Activities of other holding companies n.e.c. is the slowest trade at 26.5 days, banks the fastest at 17 days.

TradeDaysRangeLate60+
Activities of other holding companies n.e.c.26.521–44.216.5%4%
Activities of insurance agents and brokers2420–29.517%3%
Financial intermediation not elsewhere classified2214.5–29.514%3%
Activities of financial services holding companies2217.5–30.218.5%3%
Non-life insurance21.518–2914%3%
Other activities auxiliary to insurance and pension funding20.515–25.511%4%
Fund management activities19.515–2516%3%
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors19.514.2–23.814.5%2%
Security and commodity contracts dealing activities1914–2413.5%2%
Financial leasing198.8–27.514%1%
Life insurance1911.8–23.58.5%1%
Banks1712.5–228%1%
Financial and insurance benchmark

Download all 18 sectors and 80 trades (CSV).

UK sectors: days to pay, late invoices and insolvencies

SectorMedian daysMiddle halfPaid lateInsolvencies (12m)Firms
Manufacturing4534 to 5721%1,8271,018
Water, sewerage and waste3726.5 to 42.818.5%14473
Wholesale and retail trade3728 to 4715%3,395855
Accommodation and food service3623 to 4710%3,201179
Transport and storage3526 to 4314%693274
Construction3327 to 41.212%3,866411
Mining and quarrying3224 to 4712%23113
Agriculture, forestry and fishing3123.5 to 39.516%8439
Other service activities3122 to 4012%957122
Professional, scientific and technical3022 to 4316%1,913595
Information and communication2922 to 3616.5%1,373501
Arts, entertainment and recreation2823 to 3614%44784
Administrative and support services2719 to 3913%2,212649
Real estate26.519.8 to 38.218%96583
Electricity and gas supply2621 to 34.812%58169
Human health and social work2621.8 to 3412%617143
Education2519 to 3015%252313
Financial and insurance2215 to 2914%503830

Insolvencies: England and Wales, Sep 2025 to Aug 2026. These are counts, not rates, so large sectors have more cases. Construction had the most, at 3,866.

How to read these numbers

Average time to pay is how long a company takes. Invoices paid late is how often it misses its own agreed terms. A company can take 60 days and never be late, because it wrote 60-day terms into the contract. So compare both columns. Terms longer than 60 days are restricted under the Late Payment of Commercial Debts (Interest) Act 1998. For small business payment times, see our UK accounts receivable statistics. To chase the customers who pay slower than their sector, see our guide to UK credit control software.

Related guides

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Large UK customers pay in a median of 31 days. Connect Xero or QuickBooks to see how fast your own customers pay, and switch on reminders for the ones that run late.

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Questions

How long do UK companies take to pay suppliers?

Large UK companies take a median of 31 days to pay supplier invoices. Half of them take between 22 and 43 days. Based on 6,731 companies' payment practices filings.

Which UK sector pays suppliers slowest?

Manufacturing, at a median of 45 days across 1,018 companies.

Which UK sector pays suppliers fastest?

Financial and insurance, at a median of 22 days across 830 companies.

What is payment practices reporting?

The Reporting on Payment Practices and Performance Regulations 2017 require large UK companies and LLPs to report twice a year on their payment terms, their average time to pay, and the share of invoices they pay late. A company must report if it exceeds two of three limits: £54 million turnover, £27 million balance sheet total, and 250 employees. The reports are public on the government payment practices service.

Method and sources

We took each company's latest payment practices filing with a period ending March 2025 to August 2026 (6,731 companies) and matched 6,473 of them to their first SIC code on the Companies House register. Figures are medians of each company's self-reported average time to pay. Sectors and trades publish only with 20 or more companies. The figures are as filed and we do not adjust them.

Sources: UK payment practices service, Companies House, Insolvency Service. Contains public sector information licensed under the Open Government Licence v3.0.

Cite this page: Paidnice (2026). UK payment times by industry. https://www.paidnice.com/payment-times/uk. Source: UK payment practices filings (March 2025 to August 2026), Companies House, Insolvency Service.