Satago alternatives split by job: Satago bundles chasing, credit checks and invoice finance from £45 a month (about $59), or £25 inside Sage 50. Credit Hound, Chaser, Paidnice, Kolleno and Upflow each cover one or two of those jobs.
Key takeaways
Satago charges £45 to £200 a month for three jobs in one subscription. The five alternatives below are grouped by the job a buyer is trying to replace: invoice chasing, credit risk checks, then invoice finance.
| Job | What Satago includes | Alternatives on this page |
|---|---|---|
| Invoice chasing | Reminder emails and schedules on every tier; 100 emails a month on Basic, unlimited from Premium | Credit Hound, Chaser, Paidnice, Upflow |
| Credit risk checks | Credit scores and limit suggestions on every tier; 25, 100 or unlimited full reports (3 or 25 a year inside Sage 50) | Chaser, Kolleno |
| Invoice finance | Cash advance on one invoice or several, on every tier; advance cost not on the pricing page | None: a separate invoice finance provider is needed |
Invoice finance is the job no software alternative covers. A business that wants funding against invoices keeps Satago, or pairs a chasing tool with a separate invoice finance provider. The five options below are ordered by job, with the chasing tools first.
| Tool | Revenue fit | Entry price | Pricing unit | Jobs covered | Limitation |
|---|---|---|---|---|---|
| Satago | UK small and mid-sized | £45 a month (about $59); £25 inside Sage 50 | Per company, by tier | Chasing, credit checks, invoice finance | Quotas on lower tiers; UK only |
| Credit Hound | UK Sage sites | £20 a user (about $26) on Sage 50 | Per user | Chasing, disputes | No fees, no reports, no QuickBooks Online |
| Chaser | UK, about £4m and up | £199 a month (about $259) | Per plan, by revenue | Chasing, credit checks | Entry price; no finance |
| Paidnice | $1m to $20m | $69 / £49 a month | Invoice volume | Chasing, statements, late fees | No bureau reports, no finance |
| Kolleno | $10m and up | $650 per user a month | Per user | Chasing, credit scoring, cash application | Seat count multiplies the bill |
| Upflow | $10m invoiced and up | $440 last published; quote only | Invoice value band | Chasing, analytics | No published price; no plans |
Satago publishes two price lists: the standalone app at £45 to £200 a month, and the Sage 50 embedded version at £25 to £45 a month. Which applies depends on whether you run Sage 50.
| Plan | Monthly | Annual | Included | Capped or gated |
|---|---|---|---|---|
| Basic (standalone) | £45 (about $59) | £450 (about $585) | Invoice chasing, 25 credit reports, invoice finance access | 100 email reminders a month, no SMS stated |
| Premium (standalone) | £80 (about $104) | £800 (about $1,040) | Unlimited email reminders, 100 credit reports, payment integrations | 100 SMS a month |
| Platinum (standalone) | £200 (about $260) | £2,000 (about $2,600) | Unlimited credit reports, dedicated account manager | 1,000 SMS a month |
| Standard (inside Sage 50) | £25 (about $33) | Not published | Unlimited users, unlimited chasing, Satago Mailbox, credit scores and limit suggestions | 3 full credit reports a year |
| Plus (inside Sage 50) | £45 (about $59) | Not published | Everything in Standard, connect your own inbox | 25 full credit reports a year |
| Plus (included) | £0 with eligible Sage 50 subscriptions | Not published | Identical to paid Plus | Eligible subscriptions not published |
Prices are from the Satago pricing page and the Satago Sage 50 embedded pricing page. Satago bills in GBP; USD figures are approximate. Every tier carries the same three jobs, so the tier you pick mostly changes the quotas: credit report count, SMS allowance and, on Basic, a 100-email cap.
Satago prices per company, from £45 (Basic) to £200 (Platinum) standalone, or £25 to £45 inside Sage 50. The bill moves on credit report quota, SMS allowance and billing frequency.
No free trial, minimum term or VAT treatment is stated on either pricing page.
Satago costs a small firm on Basic £540 a year billed monthly or £450 annually. A mid-sized firm on Premium pays £960 or £800. A larger firm on Platinum pays £2,400 or £2,000.
Business A: about £1m turnover, 60 invoices a month, occasional credit checks. Basic covers 25 credit reports and 100 email reminders a month; a two-email chase on 60 invoices is 120 reminders, so the cap is tight. £45 x 12 = £540 a year (about $702) monthly, or £450 (about $585) paid annually.
Business B: about £5m turnover, 250 invoices a month, credit checks on new accounts, some SMS. Premium removes the email cap and adds 100 SMS and 100 credit reports. £80 x 12 = £960 a year (about $1,248) monthly, or £800 (about $1,040) annually.
Business C: about £15m turnover, 800 invoices a month, credit checks on every account, SMS in every sequence. Platinum for unlimited reports and 1,000 SMS. £200 x 12 = £2,400 a year (about $3,120) monthly, or £2,000 (about $2,600) annually.
| Business | Standalone tier | Annual, billed monthly | Annual, paid up front | Sage 50 route |
|---|---|---|---|---|
| A: £1m, 60 invoices/month | Basic | £540 (about $702) | £450 (about $585) | Standard £300, or Plus £540 / £0 included |
| B: £5m, 250 invoices/month | Premium | £960 (about $1,248) | £800 (about $1,040) | Plus £540 / £0 included, 25 reports a year |
| C: £15m, 800 invoices/month | Platinum | £2,400 (about $3,120) | £2,000 (about $2,600) | Plus £540 / £0 included, 25 reports a year |
On Sage 50, Standard is £25 x 12 = £300 a year and Plus is £45 x 12 = £540, or £0 with included Plus; the trade-off is 3 or 25 full reports a year. The arithmetic excludes VAT, SMS overage and invoice finance charges. For the wider market, see what credit control software costs.
Satago is good value for a UK business using all three jobs, since Basic costs £45 a month (about $59) whether or not the credit checks and invoice finance get used. A chasing-only business pays for two jobs it will not run.
| Fits | Overpays |
|---|---|
| UK businesses on Xero, Sage 50, QuickBooks, KashFlow or FreeAgent that credit check new customers and want to fund an invoice from the same screen. | A business that never runs a credit report and never borrows against invoices, using a three-job bundle for one job. |
| Sage 50 customers with included Plus, who get reminders, statements and credit scores for nothing extra. | A chasing-only firm on Basic, where the 100-reminder cap pushes it to Premium at £80. |
| Firms that want one supplier for chasing, risk and funding. | Any business outside the UK: Satago is UK-only and bills in GBP. |
Before buying, ask Satago for the minimum term, the SMS overage rate, the cost of an advance, and whether your Sage 50 subscription qualifies for included Plus. None of the four is on the pricing page.
Paidnice charges by invoice volume, not revenue or seats, against Satago's per-company tiers. Essentials is $69 a month (£49) for 150 invoices and two users. Pro starts at $99 (£74) for 300 invoices with unlimited users.
Business B above, at 250 invoices a month, lands on Pro 300: $99 x 12 = $1,188 a year (£888). Business C at 800 invoices lands on Pro 1,000: $279 x 12 = $3,348 a year (£2,388). Both include unlimited users, automatic statements, payment plans and optional automatic late fees and interest.
Reminders and statements are a full use case on their own. Late fees and interest are optional, and where they are on they act as leverage: the fee sits on the ledger as an invoice, so it enters the customer's payables and their payment run.
The first 20 actions are free, with no time limit and no credit card, so a finance team can run a real chase sequence on live Xero or QuickBooks Online invoices before paying anything. Paidnice picks up invoices that were already open at connection as well as invoices raised after setup.
What Paidnice does not do: credit bureau reports and invoice finance. A business that needs those from one supplier should weigh Satago, or Chaser for credit checks without finance.
Satago's £45 entry price is the figure most buyers start from. Short answers to the questions that follow it.
£45 (Basic), £80 (Premium) or £200 (Platinum) a month standalone, about $59, $104 and $260. Inside Sage 50 it is £25 (Standard) or £45 (Plus), and Plus is included free with eligible Sage 50 subscriptions (Satago pricing pages).
No free plan or free trial is stated on the standalone pricing page. The only £0 route is the included Plus tier for eligible Sage 50 subscriptions, and Satago does not publish which subscriptions qualify; a Sage account manager confirms eligibility.
No. Satago prices per company by tier. The Sage 50 tiers state unlimited users. The standalone page does not publish a user limit, so confirm with Satago if you have a large team.
It depends on the ledger. Credit Hound at £20 a user fits Sage 50 sites, Chaser at £199 a month fits UK teams that also want credit checks, and Paidnice from $69 or £49 fits Xero and QuickBooks Online businesses that want statements and optional late fees with the chasing.
Not among the tools on this page. Satago bundles chasing, credit checks and invoice finance in one tool; every alternative here covers chasing, with credit checks on Chaser and Kolleno, so funding needs a separate invoice finance provider.
Paidnice is accounts receivable automation that enforces your payment terms, trusted by thousands of businesses on Xero and QuickBooks. Credit control and debtor management, run for you.
Try it Now - It's FreeNo card required.
Optimize your cash flow with our suite of financial tools designed for AR professionals. Calculate DSO, aging analysis, late fees, and more.