Start from why you are leaving. Upflow replaces Chaser for analytics-led teams; Paidnice for $1m-to-$50m businesses on Xero or QuickBooks that want enforcement, from $69 a month (£49); Kolleno for enterprise cash application; ezyCollect for AU and NZ trade credit; Satago for UK invoice finance; Credit Hound for teams on Sage or Access.
Key takeaways
Three reasons come up repeatedly: the price moved, the entry plan caps users, and enforcement is thinner than the category standard.
The price moved, and the metric moved with it. Chaser used to price on invoice volume, at $49, $129 and $369 a month. It now prices on company revenue: Compact at £199 a month covers turnover to £4m, Core at £599 covers £10m, and Complete at £899 goes higher.
Cross a revenue line without changing how you use the product and the bill jumps. That mismatch between price and usage is the most common trigger for shopping around.
Every tier, the Care bundles and worked annual costs at £2m, £8m and £20m turnover are in Chaser pricing and alternatives.
Entry plans cap users. Compact allows four users, 30 templates and four schedules. Involving your accountant or a junior means an upgrade or a per-user add-on.
Enforcement runs thin. Chaser does apply late fees, with four calculation types including the Bank of England base rate. The constraint is that it is one global rule: the same fee logic applies to every customer, so you cannot run a firm policy for SME accounts and a softer one for enterprise. Statements are monthly only, on a fixed day of the month.
What Chaser keeps over everything else on this list is credit checking and monitoring in the same tool as the chasing. The chasing itself is email and SMS. If credit intelligence on your debtors is the main need, it stays a fair choice.
Reminders move the easy money. The accounts that drift past 60 days rarely respond to a fourth polite nudge.
Upflow serves analytics-led mid-market teams, Paidnice the $1m-to-$50m band on Xero or QuickBooks, Kolleno enterprise groups on NetSuite or SAP, ezyCollect AU and NZ trade, Satago small UK businesses that also want funding, and Credit Hound teams on Sage or Access.
| Tool | Revenue fit | From (monthly) | Ledger integrations | Late fees | Statements | Payment plans | Portal | Credit checks | Rating |
|---|---|---|---|---|---|---|---|---|---|
| Chaser (for reference) | £4m to £200m | £199 | Xero, QuickBooks, Sage, NetSuite, Dynamics 365 | Yes (global only) | Monthly only | Yes | Yes | Yes | 4.98 (374, Xero App Store) |
| 1. Upflow | Mid-market to enterprise | Free tier; paid not published | NetSuite, Sage Intacct, Xero, QuickBooks, Stripe, Chargebee | No (via ERP only) | Not documented | No | Yes | Light scoring | 4.8 (233, G2) |
| 2. Paidnice | $1m to $50m | $69 / £49 | Xero, QuickBooks Online | Yes (per group) | Yes (any schedule) | Yes | Yes | No | 5.0 (Xero App Store) |
| 3. Kolleno | $1m upward (per-user) | $650 per user | NetSuite, SAP, Sage Intacct, Dynamics 365, Xero, QuickBooks | None found | Via portal | Yes | Yes | Yes | 4.9 (99, G2) |
| 4. ezyCollect | AU/NZ mid-market, 200+ debtors | ~A$275 + setup | MYOB, Xero, QuickBooks, NetSuite, SAP B1 | No | Monthly | Yes | Yes | Yes | 4.9 (35, Xero App Store AU) |
| 5. Satago | Small UK businesses | Not published | Xero, Sage, QuickBooks, KashFlow, FreeAgent | Not documented | Not documented | Not documented | Yes | Yes | Not published |
| 6. Credit Hound | Sage and Access users | Not published | Sage 50, Sage 200, Access, Dynamics | Not documented | Not documented | Not documented | No | No | Not published |
"Not documented" means the vendor's public materials do not list the feature, and "Not published" means the vendor does not print a price. Prices are the vendor's published or last-verified from-prices as at July to August 2026.
Best for analytics-led mid-market finance teams
The clearest collections analytics in the category: countback DSO, collection effectiveness and at-risk balances, with a free tier that lets you see the numbers before you buy.
If you left Chaser because you could not see what was working, Upflow answers that directly. Its free tier is analytics only, which makes it the easiest tool here to evaluate honestly before committing budget.
The limitation. No native late fees, no payment plans beyond customer-initiated part payments, and automatic actions fire once a day on business days only. Paid pricing is no longer published, so you are back in a sales process.
Best for Xero and QuickBooks businesses, $1m to $50m
Accounts receivable automation for SMBs on Xero and QuickBooks: reminders, late fees and interest, statements and payment plans on one flat price, with fee policies that vary by customer group.
Where Chaser applies one global fee rule, Paidnice runs a different policy per customer group, so a firm sequence for SME accounts and a softer one for enterprise can run side by side. Statements go out on any schedule you choose, including consolidated parent accounts, rather than monthly on a fixed day.
Statement interest recalculates at the moment the statement sends, so the figure your customer opens is accurate that morning. Customers cut their average wait for payment in half, within 30 days.
"Paidnice saves us untold hours of manually tracking, emailing and invoicing for late payments. Automating the process has us at 99% on-time payments."
Liam K., Capterra, 2025
The limitation. No built-in credit checking or monitoring, which is exactly what Chaser does best. Built for Xero and QuickBooks Online only, and configuring many customer groups takes setup time.
Best for large groups on enterprise ERPs, per-user pricing
An AI order-to-cash platform for enterprise finance teams: cash application and reconciliation at a scale the SMB tools here do not attempt.
Kolleno solves the problem the others do not: matching thousands of payments to invoices across entities and currencies. Its AI tiers run from insight through copilot to autonomous policy-based collections. The fuller breakdown is in our Kolleno alternatives guide.
The limitation. Per-user pricing is a different budget class from Chaser, let alone from the SMB tools here, and no late-fee or interest feature was found, which rules out the statutory-interest pattern for UK businesses.
Best for AU and NZ trade businesses on MYOB, 200+ debtors
The AU and NZ receivables specialist: Sidetrade-owned automation with the deepest MYOB and local ERP coverage on this list, plus live trade credit data.
Sydney-founded and acquired by Sidetrade in October 2025, ezyCollect is the strongest fit where the ledger is MYOB or a local ERP the UK tools ignore. Our ezyCollect alternatives guide covers the switch the other way.
The limitation. No late-fee or interest automation at all, and setup fees plus annual contracts make the true entry cost higher than the headline. Premium channels such as SMS sit in higher tiers.
Best for small UK businesses that also want invoice finance
A credit control and invoice finance hybrid: the same login that chases your customers can fund the invoice while you wait to be paid.
When the follow-up need and the borrowing need arrive together, Satago serves both, with customer risk insights and credit control as a service on top.
The limitation. Pricing is unpublished, the platform is finance-first so the credit-control layer runs thinner than the dedicated tools here, and depth on fees, sequences and statements is not verifiable from public materials.
Best for teams already running Sage or Access
Task-driven debtor management bolted onto Sage and Access: chase lists, disputes and promised payments in one queue inside the ERP you already run.
Credit Hound is the right answer to a narrow question: you are staying on Sage or Access, and you want the chasing to happen there rather than in a separate browser tab.
The limitation. It is an ERP add-on, not a platform, so it is the wrong shape entirely if you run Xero or QuickBooks Online, and pricing is only available through a quote.
Start from the reason you are leaving, not from the feature list.
💡 Paidnice insight
The switch that sticks is rarely feature-for-feature. Teams that move off Chaser and stay moved have usually made one decision: fees and interest apply automatically, per customer group, and get waived by a named person with a reason recorded. That single policy does more for the aging profile than any change of reminder wording.
Quick answers to the questions finance teams ask when they price a move away from Chaser.
What is the best Chaser alternative in 2026?
It depends on the reason you are leaving. Upflow leads for analytics, Kolleno for cash application at enterprise scale, ezyCollect and Satago for trade credit data in Australia and the UK, and Credit Hound for teams on Sage. For businesses on Xero or QuickBooks Online that want enforcement rather than more reminders, Paidnice covers the most ground at $69 a month (£49).
What is the cheapest Chaser alternative?
Paidnice publishes the lowest entry price on this list at $69 a month (£49) for 150 invoices, with no per-seat fees. Upflow's analytics tier is free but chases nobody. Every other tool here either quotes privately or, in Kolleno's case, prices per user in a different budget class.
Does Chaser charge late fees?
Yes, with four calculation types including the Bank of England base rate. The constraint is that it is one global rule applied to every customer, and fees do not apply to payment-plan or partially paid invoices. If you need different fee policies for different customer groups, that is the specific gap to test in a trial.
Is Chaser still a good tool?
Yes, for the larger company it is now built for, and its Xero App Store record at 4.98 from 374 reviews is the strongest here. It is one of the oldest names in the category, and its real strength is credit checking and monitoring in the same tool as email and SMS chasing. Teams leave on price, user caps, or because they want fee policies that vary by customer group.
How hard is it to migrate?
Less work than most teams expect, because none of these tools hold your data. The receivable lives in Xero, QuickBooks or your ERP, so a migration is really a reconnection: authorize the new tool, rebuild your reminder schedules, then run both in parallel for one cycle before you switch the old one off.
Paidnice is accounts receivable automation that enforces your payment terms, trusted by thousands of businesses on Xero and QuickBooks. Credit control and debtor management, run for you.
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