Accounts receivable software
for self-employed professionals.

For self-employed professionals and freelancers on Xero or QuickBooks Online, Paidnice chases every late invoice, takes the payment and adds the late fee your terms allow.

  • Every late invoice chased, without you writing the email.
  • One payment link on every reminder and statement.
  • Late fees on your contract terms, added automatically.

No credit card. Your first 20 actions are free.

A payment reminder as it looks in Gmail, an A4 statement, and the timeline of one overdue invoice
Works with Xero QuickBooks

Every late invoice gets chased, and you never write the email.

Email and text reminders go out on the schedule you set, from your own domain, so the client hears from your business and you stay focused on the work.

AC Alexander C.🇺🇸 USA
★★★★★

"We deal mostly with large b2b where our invoices often go missing during the approval process. Paidnice automates our outreach and statements allowing us to be paid much faster."

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184 automated actions queued for the next seven days: reminders, late fees and statements, each with the customer and the day it goes out

Monthly statements send themselves, interest included.

Statements go out on the 1st with the interest on the past-due balance recalculated at send. A client with several open projects gets one consolidated statement.

RC Richard C.🇳🇿 New Zealand
★★★★★

"The time-consuming task of chasing debt and sending statements is now a thing of the past, as everything is handled automatically."

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One consolidated statement covering every project under Harbor Lane Agency Inc, beside the contact group set to send one document with interest on the whole overdue balance

One payment for every open invoice.

Every reminder and statement carries a pay button, and clients pay one invoice or all of them at once on your own branded portal.

JB Justin B.🇬🇧 United Kingdom
★★★★★

"Really saved us time in helping customers settle multiple part paid Xero invoices in a single Stripe payment."

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A branded payment page where the customer pays every open invoice at once, by card, bank transfer, ACH or direct debit

The terms in your contract, actually applied.

Late fees, statement interest, or early payment discounts, set per client group, so a long-standing retainer client can stay exempt.

New York's Freelance Isn't Free Act requires a client to pay a freelancer by the date in the contract, or within 30 days of the work being completed if no date is set, on contracts of $800 or more (New York General Business Law 1411).

LO Louis D.🇿🇦 South Africa
★★★★★

"We saw a great improvement in the average time to pay across all clients and the subscription cost is more than covered by the interest generated, so it pays for itself."

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Payment terms per client group, and one overdue invoice running through them from reminder to escalation

Stop starting new work for clients who stopped paying.

When reminders run out, it escalates to a call task or a credit hold, with the client's balance, average days to pay, and rating attached, so the awkward conversation is a decision, not a surprise.

KB Kim B.🇺🇸 USA
★★★★★

"Paidnice has been exactly what we were looking for to help address the ongoing challenge of past-due invoices."

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An escalation task list with due dates, today highlighted, and the opened task showing the payer's record: overdue balance, average days to pay, and a poor payer rating

Keep the accounting software you already run.

Paidnice does not raise invoices or replace your books. Paidnice fits freelancers and sole traders who already invoice from Xero or QuickBooks Online, and it is priced by invoice volume, not by what you earn.

  • You invoice from Xero or QuickBooksProjects or retainers, exactly as you do now
  • Connect Paidnice in one clickThe invoice stays on your ledger, nothing moves
  • Paidnice takes it from thereReminders, late fees, statements, payment link
It’s the debt collection system I’ve been looking for, for the last 15 years.
NZ Small Business App of the Year 2026
Tyler Caskey
Tyler Caskey
Partner, The Bean Counters
Accounting Apps Podcast
Xero App Award Winner
Xero Global App Awards
New Zealand Winner 2026 Global Winner 2025 Australian Winner 2025
Read the reviews

How it works for self-employed professionals and freelancers

Do I have to chase a client I am still working for?

Self-employed professionals do the work and the chasing, and the chasing is the part that slips when the client is still in your inbox about the next deliverable. Paidnice sends the reminder from your business, on a schedule, so the follow-up reads as procedure rather than a personal nudge. You keep the relationship, the software keeps the calendar.

Can a freelancer charge late fees or interest?

Freelancers can charge a late fee or interest when the contract or the invoice terms say so. Paidnice applies the rate you set, on the schedule you set, and shows the calculation on the statement. Rules on maximum rates vary by state and country, so check what your terms and your jurisdiction allow, and set the rate to match.

How does Paidnice connect to Xero or QuickBooks Online?

Sole traders and freelancers connect Paidnice to their Xero or QuickBooks Online file in one click. Paidnice reads the invoices that are already there and chases from the ledger. Nothing changes about how you quote, invoice or get paid.

What if one invoice is in dispute while the rest are fine?

Freelancers hit scope disputes, and one contested invoice should not stall the whole client. Take that invoice out of the policy by its number and the rest of the account keeps its normal schedule: reminders, the statement and any late fee carry on without the disputed line.

Will this upset a retainer client I depend on?

Self-employed professionals often live on two or three anchor clients, so you set a different policy for them. Retainer clients might get a gentle reminder and a monthly statement, while one-off project clients get the full ladder up to a credit hold. Every email comes from your own domain, so it reads as your business following procedure.

What does Paidnice cost for self-employed professionals?

Self-employed professionals pay from US$69, Β£49 or A$99 a month on Essentials, priced by invoice volume, not revenue. There are no contracts, and your first 20 actions are free.

For self-employed professionals

Get paid for the work without chasing it yourself.

  • Up and running in about 15 minutes.
  • Nothing changes about how you quote or invoice.
  • No contracts and no lock-ins.

No credit card. Your first 20 actions are free.

Paidnice illustration showing a late fee being issued onto an invoice