Accounts receivable software
for consumer services businesses.

For consumer services businesses on Xero or QuickBooks Online, Paidnice chases every household invoice politely, takes the payment and adds the late fee your terms allow.

  • Every household invoice chased, in a tone you set.
  • A pay link in every reminder, card or bank.
  • Late fees only where the customer agreed them.

No credit card. Your first 20 actions are free.

A payment reminder as it looks in Gmail, an A4 statement, and the timeline of one overdue invoice
Works with Xero QuickBooks

Every household invoice gets chased, politely.

Households pay slower than business customers, so email and text reminders go out on the schedule you set, worded for a homeowner rather than an accounts department, from your own domain.

AC Alexander C.🇺🇸 USA
★★★★★

"We deal mostly with large b2b where our invoices often go missing during the approval process. Paidnice automates our outreach and statements allowing us to be paid much faster."

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184 automated actions queued for the next seven days: reminders, late fees and statements, each with the customer and the day it goes out

Monthly statements send themselves, for every customer.

Statements go out on the 1st listing every open job, with any agreed late fee recalculated at send. A landlord with several properties gets one consolidated statement.

RC Richard C.🇳🇿 New Zealand
★★★★★

"The time-consuming task of chasing debt and sending statements is now a thing of the past, as everything is handled automatically."

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One consolidated statement covering every rental property for the Nair household, beside the contact group set to send one document with the late fee on the whole overdue balance

One payment for every open invoice.

Every reminder and statement carries a pay button, and the homeowner settles one job or every open invoice on your own branded portal, by card or bank.

JB Justin B.🇬🇧 United Kingdom
★★★★★

"Really saved us time in helping customers settle multiple part paid Xero invoices in a single Stripe payment."

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A branded payment page where the customer pays every open invoice at once, by card, bank transfer, ACH or direct debit

The late fee in your quote, actually applied.

Late fees, statement interest or early payment discounts, set per customer group, so repeat customers can stay exempt. In the UK, statutory late-payment interest applies to business customers only, so a household owes none and any late fee has to come from the contract (GOV.UK).

LO Louis D.🇿🇦 South Africa
★★★★★

"We saw a great improvement in the average time to pay across all clients and the subscription cost is more than covered by the interest generated, so it pays for itself."

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Payment terms per customer group, and one overdue invoice running through them from reminder to escalation

Stop booking work for customers who stopped paying.

When reminders run out, it escalates to a call task or a credit hold, with the customer's balance, average days to pay, and rating attached.

KB Kim B.🇺🇸 USA
★★★★★

"Paidnice has been exactly what we were looking for to help address the ongoing challenge of past-due invoices."

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An escalation task list with due dates, today highlighted, and the opened task showing the payer's record: overdue balance, average days to pay, and a poor payer rating

Keep the job management software your team already runs.

Paidnice does not quote, schedule or replace your job management software. It picks up the invoice once it reaches your accounts. It works alongside ServiceM8 on Xero or QuickBooks Online, Fergus on Xero, and Jobber and Housecall Pro on QuickBooks Online.

  • You invoice from your job management softwareServiceM8, Fergus, Jobber, Housecall Pro, exactly as you do now
  • It lands in Xero or QuickBooksOne click to connect, nothing to move over
  • Paidnice takes it from thereReminders, statements, late fees, payment links
It’s the debt collection system I’ve been looking for, for the last 15 years.
NZ Small Business App of the Year 2026
Tyler Caskey
Tyler Caskey
Partner, The Bean Counters
Accounting Apps Podcast
Xero App Award Winner
Xero Global App Awards
New Zealand Winner 2026 Global Winner 2025 Australian Winner 2025
Read the reviews

How it works for consumer services businesses

Does Paidnice work with ServiceM8, Fergus, Jobber or Housecall Pro?

Consumer services businesses on ServiceM8, Fergus, Jobber or Housecall Pro keep invoicing there. Those tools push the invoice into Xero or QuickBooks Online, and Paidnice reads it from the ledger. Paidnice chases the invoices a home or personal service business raises in Xero or QuickBooks Online, not on-site card payments. Nothing changes about how you quote, book or do the job.

Can a consumer services business charge a household a late fee or interest?

Consumer services businesses can only charge a late fee the household agreed to, so it belongs in the quote or terms the customer accepted before the work started. In the UK, statutory late-payment interest applies to business customers only. Paidnice applies the rate you set, on the schedule you set, and shows it on the statement. Check what your terms and your state or country allow.

Will reminders annoy the customers we rely on for referrals?

Consumer services businesses live on word of mouth, so you write the tone. A first reminder can read as a friendly nudge from your own domain, and it only escalates if nothing happens. Repeat customers can sit in a gentler group than one-off jobs.

What does the homeowner see when they pay?

Household customers get a pay button in every reminder and statement. It opens your branded portal, where they see every open invoice and pay one job or all of them by card, bank transfer, ACH or direct debit. The payment is matched to the invoice in Xero or QuickBooks Online.

What happens when a customer disputes one job?

Consumer services businesses get the odd complaint about a finish or a missed corner, and one disputed invoice should not stall the account. Take that invoice out of the policy by its number and the rest keeps its normal schedule: reminders, the statement and the late fee all carry on without the disputed job.

What does Paidnice cost for consumer services businesses?

Consumer services businesses pay from US$69, Β£49 or A$99 a month on Essentials, priced by invoice volume, not revenue. There are no contracts, and your first 20 actions are free.

For consumer services businesses

Stop chasing homeowners by hand.

  • Up and running in about 15 minutes.
  • Nothing changes about how you quote or do the job.
  • No contracts and no lock-ins.

No credit card. Your first 20 actions are free.

Paidnice illustration showing a late fee being issued onto an invoice