★★★★★160+This app is a game changer!Lesley B.

Online credit applications for new trade customers

Send one link. Your customer fills in their business, directors, references and signed terms, and Paidnice fills in the company details from the official register.

Join the beta program and we will email you the details.

Trusted with over $1,200,000,000 collected on time across 1,070,000 invoices since 2022.

and counting

Open trade accounts without the paperwork

No PDFs to chase, no details to retype and no unsigned terms. Approve a new customer in one place.

Get everything you need in one link

Choose what the form asks for, then invite the customer from Paidnice. If they stop halfway, Paidnice reminds them after 3 days and again after a week.

Company and director details from the official register

The customer types a company number or name. Paidnice fills in the legal name, address and directors from official registers such as the New Zealand Companies Office and UK Companies House.

Trade references checked without chasing

Paidnice emails each referee a short form and puts the answers on the application. You see them before you decide.

Signed terms and guarantees on record

The applicant accepts your terms and signs online, with any director guarantees. Paidnice keeps a copy of the exact terms shown, the date and the IP address.

It’s the debt collection system I’ve been looking for, for the last 15 years.
Tyler Caskey Partner, The Bean Counters Said on the Accounting Apps Podcast

After approval, Paidnice chases every invoice

Once the account is open, Paidnice chases every invoice, from the first reminder to the money landing in your account.

See all features →

Bookkeeping & AccountingNew Zealand

Outstanding invoices down from $60,000 to $24,000

“For the cost of the subscription versus money in your bank, it’s definitely a no-brainer.”
Haley ReynersFounder, My Two Cents
Read My Two Cents’s story →
Haley Reyners, My Two Cents
Outstanding invoices
Before$60,000 owed
Now$24,000
Payment delays
Before45+ days
NowUnder 25 days
The process
BeforeManual follow-up
Now90% automated

Works with the software you already run

Paidnice connects to your ledger, payment providers, CRM and team chat, so every invoice is chased, paid and recorded without manual data entry.

See all integrations → NewConnect to Claude or ChatGPT via MCP

Credit application questions

Can I use credit applications in Paidnice today?

Yes. We are running a beta program for credit applications, open to anyone interested. Leave your email and we will send you the details.

What does the applicant fill in?

Business details, the directors, trade references and your terms, with a signature at the end. It takes about five minutes, and anything you already know about the customer is filled in for them.

Which company registers will Paidnice look up?

We plan to start with the New Zealand Companies Office and UK Companies House. Use a different register? Tell us when we email you.

Can I choose what the form asks for?

Yes. Turn directors, personal guarantees and trade references on or off, set how many references you need and write your own terms.

What is recorded when the applicant signs?

The date, the IP address and a copy of the exact terms shown on screen. If you change your terms later, earlier applications keep the text that applicant saw.

What goes on a credit application form?

Most forms ask for company details, directors, trade references and your terms of trade. See our free credit application form template.

Open new trade accounts from one link

Join the beta program. Leave your email and we will send you the details.

Join the beta program and we will email you the details.

Rated 5 stars, 160+ reviews · Xero App of the Year